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Mechanical Repair Coverage (MRC) Mechanical Repair Coverage (MRC)

Mechanical Repair Coverage (MRC)

Extra Protection for Your Car…and Your Pocketbook!

Break down and pay a few bucks for this valuable protection and peace of mind. As your car ages and racks up the miles, it could also rack up some big repair bills. Mechanical Repair Coverage (MRC) pays for covered mechanical repairs (less any deductible). It also protects you from the potential cost and inconvenience of covered breakdowns, with the plans’ 24-hour roadside assistance, towing emergency travel expense and rental reimbursement.

A MEMBER’S CHOICE™ Mechanical Repair Coverage policy extends the manufacturer’s warranty on both new and used vehicles and features:

  • Payment for parts and labor for covered repairs – you pay only the deductible amount you select - $0, $50, $100 or $250.
  • Rental reimbursement up to $30 per day for up to 5 days if your vehicle is kept out of service overnight for a covered breakdown.
  • 24-hour, toll-free roadside assistance – which covers towing, jump starts, flat tire changing, fuel, oil or other fluid delivery, and entry when keys are locked in your vehicle.
  • Emergency travel expense up to $500 for lodging, meals and transportation if a covered breakdown occurs more than 100 miles from home.
The MRC Plan is:
  • Good at authorized automobile dealers or repair facilities in the U.S. and Canada
  • Transferable if you sell your vehicle to a private party.
  • Cancelable at any time on a pro-rata basis.
  • Convenient, with toll-free customer service and communications.
  • Hassle-free because the repair facility is paid directly by the plan.
  • Flexible, since you can choose the coverage and terms (months and miles) that match your vehicle and driving habits.
When financing your next new or used vehicle, be sure to consider purchasing a MEMBER’S CHOICE™ Mechanical Repair Coverage policy. To find out more about MRC coverage, please call (877) 495-1600, E-mail us, or visit a Personal Financial Representative at any California Coast branch location.