Ultra Performance Checking
Free Checking for Life^SM
No-Fee Checking

Ultra Performance Checking – Checking that pays you 2.35% APY* and gives your family special rates.

Now you can take advantage of rates as high as some Certificates -- up to 2.35% APY* on your checking with a balance of $50,000 and above. You’ll get all the conveniences of our No-Fee Checking and so much more -- enjoy the easy access, flexibility and liquidity of a checking account with the high yield of a solid investment account. Plus, with our new Ultra Performance Family Benefits, everyone in your immediate family** can enjoy discounts on most loans and bonuses on most certificate rates indicated below.

• Bonus of .15% on most Certificates†
• Discounts of .25% on all closed-end consumer loans
• Enjoy a 1.50% APY* on balances of $10,000
• High $1,010 ATM/Check Card daily limit
• Unlimited access and one box of FREE logo checks annually
• No California Coast transaction fee to use any ATM††
• FREE Online Banking and Bill Pay

Plus, enjoy the convenience of "sweeping" funds to and from your Members Financial Services brokerage account. Once you have opened your Ultra Performance Checking account with just $1,000, there's no minimum deposit or withdrawal amount on your transactions.

Start earning certificate rates on your checking now! To open your Ultra Performance Checking account online click here, call us at (877) 495-1600 or visit your nearest branch.

Nearly everyone in San Diego and Riverside Counties can join California Coast, and there is no fee to join. A $25 savings balance is required. If you’re not a member, join today and begin enjoying the benefits of membership!

*APY = Annual Percentage Yield which is subject to change. 2.35% minimum APY is available on accounts with an average daily balance of $50,000.  Your actual APY will vary based on deposit levels, depending on your daily average balance.  A monthly fee of $15 on average daily balances of less than $15,000, fees may affect actual earnings.  Minimum balance to open is $1,000.

**Some restrictions apply. Ask for details. Family member must open new checking account to qualify. Both your Ultra Performance Checking and your family members’ checking must remain open and active for the length of the loan or certificate to continue to receive special rates.

†Cannot be combined with select rate offers

††California Coast will not charge transaction fees when using an ATM outside the CO-OP network; however you may be charged a fee by a bank outside the CO-OP network.

Some Things Don’t Last a Lifetime. Our Free Checking for Life^SM Does.

That’s right, our new Checking account is free – forever! We’re proud to introduce another choice for our members - Free Checking for Life*

Plus, we added a ton of extra benefits that aren’t included in typical free checking accounts:

• Higher ATM daily limit of $510
• Over 850 fee-free CO-OP Network ATMs locally and 25,000 nationwide
• First order of logo checks is free
• Unlimited check writing
• No minimum balance required or per check fees
• Free unlimited Online Bill Pay
• Free Online Banking
• The convenience and security of e-statements

All of these benefits combined set our Free Checking for Life^SM apart from other free checking accounts. You’ll get all the conveniences of our No-Fee Checking and so much more.

To open your Free Checking for Life^SM account, just visit your nearest branch, use our online account application, or call us at (877) 495-1600 to learn more.

* E-statements and a $25 savings balance required. This is a limited time offer. Nearly everyone in San Diego and Riverside Counties can join California Coast, and there is no fee to join. If you’re not a member, join today and begin enjoying the benefits of membership!

No-Fee Checking - The Perfect Balance of Bill Management, Access and Convenience

What's just as important as a balanced diet? A balanced checking account! At California Coast, ours offers easy, convenient services and peace of mind.

• Save big with no per check charges or monthly service charges.
• There's no minimum balance requirement for No-Fee Checking - just $25 to open, then simply maintain $25 in your regular Savings Account.
• Enjoy convenient access to your checking through our absolutely free online banking and bill pay service.
• For 24-hour transactions by phone use CoastLine or any one of 840 fee-free local ATMs for round-the-clock access to your money.
• Add overdraft protection for peace of mind, and direct deposit to have your money available to you on payday morning.
• Your account is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government.

To open a Checking Account, you must be a member of California Coast Credit Union.  Click on our On-line Membership Application, use our online account application, visit one of our convenient office locations, E-mail us, or call the Member Service Center at (877) 495-1600.