Auto Loan Rates Auto Loan Rates

Rates Effective 03/01/2008

New & Used
Auto Loans
Approximate Term APR* Amount Financed
New or Used up to 75 Months ($100 minimum monthly payment) 5.64%-16.60% up to 120%(1)
New or Used 76-84 Months ($30,000 minimum) 5.64%-6.30% up to 120%(1)
Loan rates and terms will vary based on the applicant(s) credit worthiness, amount financed and/or amount of down payment. For {No Payments for 90 Days} Option: Interest accrues immediately.
Rates, terms & conditions are subject to change without notice. To take advantage of this offer, you must be a California Coast Credit Union member with a minimum savings balance of $25. Rates are set by the Board of Directors and are subject to change.

†The APR shown includes a 0.50% rate discount for Direct Deposit totaling $500.00/month minimum and a 0.25% discount for Automatic Payment from your CCCU account. Without Direct Deposit and Automatic Payment, APR will be 0.75% higher. Existing auto loans are not eligible for discounts.

* APR=Annual Percentage Rate

(1)For NEW, the amount financed may be up to 120% of the MSRP, with tax, license and insurance products (such as credit life/disability)included in the 120%. For USED, the amount financed may be the lesser of the purchase price or 120% of the Base Kelly Retail Blue Book, plus tax, license and insurance products (such as credit life/disability. For both new and used, GAP and Mechanical Repair/Breakdown Coverage products may be added to the loan amount over and above the 120%.