LIMITED-TIME OFFER
Earn $200
Open an account, use your card, and refer a friend.1
Enter code RESET on your membership application. Offer available for a limited time.
How to earn up to $200
Three ways to earn, stacking toward one total.
$100
Open your account
$50
Use your debit card
Use your Cal Coast debit card 10 times a month for 3 months (or 30 times within 90 days).
$50
Refer friends and family
Earn $50 per referral for every new member who joins Cal Coast, up to $500 total.
Choose your checking account
Both qualify for the $200 offer—the difference is identity protection.
Free Checking with eStatements
- Digital tools for bills, spending, and saving
- Debit Mastercard® for everyday purchases
- 30,000+ fee-free CO-OP® ATMs nationwide
- Paperless eStatements
- Direct deposit up to 2 days early4
Extra Value Checking
- Everything in Free Checking with eStatements, plus:
- Up to $25,000 identity theft coverage2
- Dark web monitoring and alerts2
- Personal privacy advocate for fraud recovery
- Loan rate discounts5 and 2 out-of-network ATM rebates/mo6
More support for your financial reset
Member benefits worth knowing about while you're here.
0% balance transfer fees on the Platinum Mastercard®.7
No payments for 90 days on a refinanced auto loan.8
Free one-on-one sessions with a Certified Financial Coach on budgeting and credit.
Coast into better banking with Cal Coast. Nearly 100 years of service, with stability, personalized support, and member-first benefits.
1. This promotion is available for a limited time and may be changed or discontinued at any time without notice. Use promo code "RESET" at account opening. Offers cannot be combined. Cal Coast Credit Union employees are not eligible. New members must be at least 13 years old to qualify; members ages 13-15 must have a parent or legal guardian as a joint owner. Must meet membership and account eligibility requirements. A one-time $5 membership fee may apply. All incentive bonus payments will be paid to the savings account within 120 days after qualifications are met and are considered interest, subject to tax, reported on IRS Form 1099-INT. To receive the $100 bonus: within 60 days of opening, open a Free Checking or Extra Value Checking account, enroll in eStatements, maintain at least $50 in checking, and set up direct deposit, Online/Mobile Banking, or Bill Pay. To receive the $50 debit card bonus: use your Cal Coast Debit Mastercard 10 times per month for 3 months, or 30 times within 90 days. To receive the $50 referral bonus: referring member must be an existing member in good standing; referred member must be new to Cal Coast and pay the $5 membership fee. Max $50 per referred member, $500 total. Referring members must be 18+; referred members 13-15 require a parent or guardian joint owner. Referrals subject to verification. Learn more at calcoastcu.org/refer.
2. Minimum opening balance of $25. Maintenance fee of $3.75/month, waived for the first 2 months. Applicant must be at least 18. Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. Insurance products are not federally insured, are not obligations of, or guaranteed by the credit union. Coverage not available to New York residents and may not be available in all jurisdictions. Monitoring services require consumer activation and apply to individuals 18+ with a valid credit file; credit services provided by TransUnion®.
3. Monthly $1.50 fee waived with eStatement enrollment and/or $250/month in aggregate direct deposit, or if the primary account holder is 18 or under, or 62 or older.
4. Direct deposit may post up to two business days early if provided by the payer; actual deposit date is not guaranteed.
5. Loan rate discounts apply to members in good standing upon funding; excludes credit cards and lines of credit; cannot be combined with other offers.
6. ATM fee waivers do not include fees charged by banks outside the CO-OP network.
7. Restrictions apply to 0% balance transfer offer.
8. 90-day deferred payment for qualified borrowers; finance charges accrue immediately and are repaid over the life of the loan, which may increase total finance charges. Restrictions apply. Federally insured by NCUA. Mastercard is a registered trademark of Mastercard International Incorporated.
