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What’s in Accelerate?

Everything you need to shift your financial life into gear. With the accounts and loans in Accelerate, you can start getting the most out of your money.

Use It

Checking Accounts and Other Convenient Services

Save It

Savings, Certificates and IRA Accounts

Borrow It

Credit Cards and Loans for Cars, Motorcycles, School, Computers, First Homes and More

Use It

Checking Accounts

Using your money all starts with a great checking account. Whether you have a job, a rich uncle or a knack for picking Lotto numbers, think of your checking account as the starting line.

No Fee Checking
Accelerate keeps your money secure and easy to get to—access your accounts anytime from your cell or laptop, 24/7. With no monthly cost, or any fees for each check you write, our No Fee checking is loaded.

eAllowance electronically deposits money from your parent's or guardian's account into yours. Your folks can choose to automatically transfer monthly, bi-weekly or weekly. Plus, the transfer can easily be made inside online banking, Cal Coast ONLINE.

Everyone who lives or works in San Diego or Riverside Counties can join. To establish membership, all it takes is a one-time $5 membership fee and a savings account.

Save It

Savings, Certificate and IRA Accounts

If you’re saving for your next date, road trip or first home, start now. Put it away—Accelerate has plenty of savings accounts to help.

Savings Account
Tomorrow’s coming—put away a few bucks
It only takes $25 to open a savings account and a one-time $5 membership fee to become a California Coast Credit Union member/owner. This account makes saving easy with:

Youth Certificate Account
Lock up your dough, earn more interest
Start with at least $100, put away some bucks each month, and watch your money pile up. And you can earn awesome rates on flexible terms - anytime between 3 months and 2 years.

$3,000 maximum certificate amount. Dividends may be withdrawn at any time without penalty or added to principal. Penalty for early principal withdrawal of principal.

IRA Savings Account
Start planning for retirement
With an IRA (Individual Retirement Account), get a head start building the nest egg you’ll need to retire. Open your account with just $25, and add to your balance anytime. We’ll pay you solid dividends on your savings to grow your balance.

Penalty for early withdrawal.

Coverdell Education Savings
School’s expensive—start saving for your own kids now
If you have little ones, get a head start saving for their college with an Coverdell Education Savings Account. Drop in up to $2,000 per year until they’re 18, and you’ll be on your way to a healthy college fund. Your kids can access this money—including the dividends earned—tax-free if they use it for high school, college or beyond.

Account funded by non-deductible after-tax dollars. Consult a tax advisor.

Your savings are federally insured at least to $250,000, by the National Credit Union Administration (NCUA), a U.S. Government Agency.

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Borrow It

Credit Cards and Loans for Cars, Motorcycles, School, Computers, First Homes and More

When you need a little extra cash to do important things, Accelerate is your answer.

Vehicle Loan
Accelerate makes getting a car easy. Count on our “Best Rate Guarantee.” Enjoy great rates on new and used cars, and even get pre-approved so you’re ready to go. We’ll set up automatic payments from your No Fee Checking or Savings account, and you’ll never worry about missing a payment.

Standard underwriting and new and used vehicle loan rates and terms apply. Some restrictions apply. Everyone who lives or works in San Diego or Riverside Counties can join. To establish membership, all it takes is a one-time $5 membership fee and a savings account. Best Rate Guarantee applies to new and used auto loans from other institutions for which you qualify, except for dealer or auto manufacturer subsidized rates.

FREE Sirius Satellite Radio or $100 Gas Card
If you get an auto loan and buy it through our auto buying service, New Cars Inc., you’ll get your choice of an Sirius Satellite Radio® voucher or a $100 gas card!

Visa Platinum Student Card
College students enrolled in nine units or more can also benefit from the convenience and value of a Platinum card with credit limits up to $2,000. Establish good credit and have peace of mind with a student rate.

Visa Platinum Choice Rewards Card
Raise your standard of living with the card that thanks you for every purchase! With credit limits up to $10,000, our Platinum Choice Rewards Visa earns you points redeemable on items like:

Earn 1 point for each qualified dollar in net purchases. Not valid on cash advances, balance transfers or payoffs. Visit for details or to apply online.

eGadget Loan
If you crave the latest electronic gadgets like the iPad®, Kindle, a smart phone or need a new laptop for school, California Coast's eGadget loan can help you stay up to date with a payment you can handle. Apply online today.

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Share Secured Personal Loan
Life isn’t cheap. So when it’s time for a new couch or even a vacation, turn your savings into a low-interest loan. Build your credit history by using your loan and repaying it within a specific timeframe—and when you do, your savings continue to earn great dividends.

First Time Home Buyer Loan
Buying your first home means you’re on your way to financial success. With Accelerate, you get access to a variety of first-time homebuyer loans. And with your loan approval, we’ll automatically qualify you for a Platinum Visa Card.

Home Equity Lines of Credit
Already own a home? Tap into as much as 80% of your equity with a Home Equity Line of Credit. With great low rates and easy terms, it’s the smart way to pick up speed in your financial life.

All loans subject to credit approval. Rates and terms subject to change and based on credit worthiness.