Boat Loan Rates

At California Coast Credit Union, our competitive boat loan rates won't leave you high and dry! We'll help you navigate through our fast and easy loan process and put you on the high seas in the boat of your dreams! Take a look at our great rates and fixed terms on new and used boat loans and apply for a pre-approval today!

Rates effective: 03/24/2014

Maximum Term* APR
(As Low As**)
Rate Type Get Started!
New Boats - 2014 Model Year
84 Months 5.99% Fixed

180 Months 5.99% Fixed
240 Months 5.99% Fixed
Used Boats - 2009 to 2013 Model Years
84 Months 5.99% Fixed

180 Months 5.99% Fixed

Rates subject to change without notice. All loans subject to approval.

Amount Financed: Up to 110% of purchase price including tax, title, license, and CCCU protection products for new and 80% of purchase price or 80% of NADA Low Retail (whichever is less) including tax, title, license, and CCCU protection products for used. A marine survey may be required. Some applicants may require a down payment.

Maximum Term: 240 months on loan amounts of $100,000 and above; 180 months on loan amounts of $50,000 to $99,999; 84 months on loan amounts of $49,999 or less.

**APR = Annual Percentage Rate. Annual Percentage Rates listed are our best rates and may be higher based on credit history. 5.99% APR is based on approximately 84 monthly payments of $14.61 per $1,000 borrowed.