Credit Union Online Banking

Cal Coast is all about convenience — your convenience.

Free Online Banking makes it easy to manage your money wherever you have access to the Internet. A personalized dashboard lets you track information in a snap. Plus, a powerful search feature helps you find what you're looking for, fast and easy.

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Enroll Now
Tell me more! Contact Me

Credit Union Online Banking

Credit Union Online Banking
Online Banking
Bill Pay
External Transfers

Online Banking

Track finances with budget tools, make external transfers, and view balances, history, checks and eStatements. Activate, freeze, or block your credit or debit cards with Card Controls. Get helpful alerts even download account information to Quicken.® Now that’s convenient!

Enroll Now
  • Click here to Sign Up.
  • Select a security phrase, picture, username and password.
  • A temporary one-time security passcode will be sent to the phone number you've entered. This passcode will expire in 10 minutes. You may also activate your online banking service by calling (877) 495-1600 or visiting a branch for assistance.

Frequently Asked Questions FAQs

Coast Money Manager

Visualize your full financial picture with Coast Money Manager

See all your accounts together in one place

Coast Money ManagerTM is a free money management tool that empowers you to take control of your finances and simplify your life. Coast Money Manager gathers and categorizes all of your money and is conveniently located in online and mobile banking. With Coast Money Manager, you can visualize where you’re spending, create budgets, set goals and track your progress.

Take a test drive now

Sign into Cal Coast Online and click on the Budgets & Reports tab or download the Cal Coast Mobile app and click on Coast Money Manager.


Learn more about Coast Money Manager by watching this short video.


Account Aggregation

All of your accounts in one convenient location.

Coast Money Manager aggregates basic account information, into online and mobile banking, from over 10,000 financial institutions including California Coast…and it adds more every month. You can relax because your Cal Coast accounts are already added.

Track Your Expenses

Expense Tracking

Reveal where your money is going.

Gain powerful insights on where, when and how you spend. Coast Money Manager automatically categorizes & tracks spending from all your accounts which can help you create budgets based off your actual spending, income, debts and expenses.



See where you stand at a glance. Track Your Expenses

Coast Money Manager lets you visualize and interact with your budgets in a meaningful way. Coast Money Manager’s bubble budgets represent the budget size of each category and allow you to quickly identify the budgets that need the most attention.


Financial Goals

Set your roadmap to success.View Goals & Track Progress

Whether you’re planning on paying off debt or saving for retirement, the Goals tool can help you set a goal and see how close you are to achieving it.


Bill Pay

Point, click, pay!

The days of envelopes and stamps are long over! Our free online Bill Pay lets you pay bills online, anytime, anywhere - even from your mobile device.1 Just log in to pay bills, manage your payees and accounts, view recent and upcoming payments, change payment options, and more.

Worry about late payments no more!
  • We’re quick to make your payments — as early as the next day — so your money will be withdrawn from your account on the due date you selected
  • Our Payment Guarantee2 ensures Cal Coast will pay any late payment related charges (up to $50) as long as you scheduled the transaction in accordance with Bill Pay's terms and conditions
Schedule bill reminders and recurring payments.
  • Schedule bill reminders and payments
  • Set up recurring payments
  • Review payment history

Get Started Now!

Get Started Now!

Log in or sign up for Cal Coast Online

  1. Click the Pay Bills tab
  2. Select your funding account
  3. Enter payee and click “Add”
Now you’re ready to make your first payment.

Next, go mobile!  Frequently Asked Questions FAQs

1Check with your wireless provider to determine if data and text messaging rates apply. To use Cal Coast Mobile, you must first be enrolled in Cal Coast Online.

2We will bear the responsibility for any late payment related charges (up to $50) should a payment arrive after its due date as long as you scheduled the transaction in accordance with Bill Pay's terms and conditions.

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Private. Protected. Free.

Why wait for the mail? Why shred documents or worry about someone grabbing your private account information? Receive your monthly account statements via online or your mobile device — safely and securely.

No paper trail.
  • View your confidential Cal Coast financial records with eStatements
  • Stop worrying about identity theft or financial fraud
Log in and check out your accounts — privately!
  • View all your transactions from your home or work computer or on the go via your mobile device.

Activate your eStatements now!

Activate your eStatements now!

Turn off the "Pop Up Blocker" feature on your web browser.

  1. Log in or sign up for Cal Coast Online and click on My Profile and select eStatement Options.
  2. Select eStatements Only and accept the eStatements Terms and Conditions.
  3. Select Save to confirm your delivery preference. You’ll receive an email from us when your statement is ready to be viewed.
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Low balance? Big credit card purchase? Payment due?
Know it all in no time at all.

One of the best ways to keep your money happy — and yourself — is to stay informed about transactions on your account. Thanks to Alerts, you can.

Tell us where to contact you.

Alerts are free electronic messages that keep you up to date on and help protect against fraud. They can be sent to multiple emails and cell phone email addresses (link to the cellular phone email address section in the Alerts FAQs.1

Choose when and what you want to know.

Simply choose which Alerts you’d like to receive and Alerts will monitor your account activity2 throughout the day and notify you when:

  • Your available balance is below an amount you specify
  • A loan payment is due
  • Your account is affected by a NSF, Debit Card Courtesy Pay or Overdraft Transfer
  • A direct deposit has posted to your account
  • A withdrawal exceeds an amount you choose
  • A check has posted
  • An ATM withdrawal or debit card purchase exceeds an amount you choose
  • A large credit card purchase was made
  • Your address or email address has been changed

Turn on your Alerts today!

Turn on your Alerts today!

Log in or sign up for Cal Coast Online and click on the Alerts tab to get started.

Frequently Asked Questions FAQs

1Alerts received as text messages on your cellular phone may incur a charge from your cellular phone service provider. 2The credit union will do its best to provide Alerts in a timely manner with current information but Alerts may be delayed or undeliverable due to a variety of factors beyond our control (such as network outages or returned email.) We do not guarantee the delivery of Alerts.


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External Transfers

The External Transfer feature in Cal Coast Online makes it easier than ever to transfer money between California Coast and your other financial institutions. You can make a one-time transfer, set up future transfers and make recurring transfers or payments to a loan. That’s super convenient especially if you share an account with your child, parent, spouse, etc. Add some convenience to your life.

Get Started Today

First, log into or sign up for Cal Coast Online. Go to the Transfers tab, click on External Transfers, then Add External Account. For your security, you may be prompted to validate your identity by calling us at (877) 495-1600. Otherwise, you'll receive a one-time security passcode by phone or text that you'll use to validate your identity.

1. Enter the account info from the other financial institution.

2. Select a nickname.

3. Enter the Routing, Transit Number, Account Number.

4. Choose Checking or Savings.

5. Verify accounts by using the micro deposits sent to the accounts to be used. Quick Tip - For recurring transfers, set the expiration date 1 day past your last transfer.

6. After verifying your accounts, you are now able to set up a transfer or payment to a loan.

7. Select the amount and frequency of transfers.

Useful Tools & Services

We care about making money management free and easy.


Budgeting and Cash Flow Calculator       

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Here’s even more info on ways to take care of your money.

Mobile Banking

Budgeting & Financial Counseling

Easy Account Monitoring

I have used online banking since its inception. It has worked without problems and is a breeze to use. I can transfer monies between accounts, easily move money from savings to checking and back. And, the result is instantaneous. It has been a real lifesaver for sending money to my daughter in emergencies using the Send Money feature. She receives it within minutes into her own account thru PayPal.

The Bill Pay system works very well whether scheduling one-time or repeated payments and whether using my computer or iPhone, and it sends notifications when they're made. This system can send electronic direct deposits.

It's super easy to view deposits and withdrawals from my various accounts, including credit card charges, so monitoring and tracking my transactions is a piece of cake.

At home or on the road, it's you're viewing a live interactive bank statement. I highly recommend Cal Coast Online. And I've been a member for over 35 years!


valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

Message from California Coast Webpage
Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, California Coast Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated please contact CCCU by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.


Message from California Coast Webpage
By continuing, you will be leaving the California Coast Credit Union website. Please note that we are not responsible for the accuracy, security, or content of other websites. We encourage you to review the privacy and security disclosures of all websites you visit.