Savings Accounts

5 happy ways to save.

California Coast makes it easy to make your money happy! Choose from five savings accounts that come with plenty of perks.

Savings Accounts

Savings Account
Primary
Special
Smart
Money Market
Money Market Index

Primary Savings

Savings 101.       

Let’s get back to basics. Our Primary Savings account gives you everything you need to start saving, simply and easily. There’s no minimum deposit or monthly maintenance fee. Just deposit at least $50 to start earning dividends!

The essentials.
More for you, for free!
  • Free ATM Card
  • Free Cal Coast ATM and CO-OP® Network Transactions
  • Free eStatements
  • Free Cal Coast Online
  • Free CoastLine Telephone Banking
  • Free Mobile Banking***

Open an Account Now!View Savings Rates

Open an Account Now!View Savings Rates

 

*In compliance with Regulation D, no more than six preauthorized or automatic transfers, telephone transfers, or check withdrawals payable to third parties are allowed each month.**Single Service Fee is waived if a $50 minimum daily balance is maintained, the member is under 18 years of age, the account has been opened less than 6 months, or the account is an Association Account. Fees may reduce earnings. Rates and terms are subject to change without notice. ***Check with your wireless provider to determine if data and text messages rates apply.

     

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Special Savings

Start off small, get big benefits.

Got just $25? Open a Special Savings Account. Bump it up to $50 and you’ll start earning dividends. You won’t ever have to pay a monthly maintenance fee. And you’ll get overdraft protection* and be able to make electronic transfers.* Plus, you’ll get a lot of freebies that make saving and managing your money a whole lot easier.

Free to get cash, review your account and more.
  • Free Cal Coast ATM and CO-OP® Network Transactions
Keep in touch with your money online and on the phone.
  • Free eStatements
  • Free Cal Coast Online
  • Free Mobile Banking**
  • Free CoastLine Telephone Banking

Open an Account Now!View Savings Rates

Open an Account Now!View Savings Rates

*In compliance with Regulation D, no more than six preauthorized or automatic transfers, telephone transfers, or check withdrawals payable to third parties are allowed each month. **Check with your wireless provider to determine if data and text messages rates apply.

 

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Smart Savings

Get what you need, not what you don’t.

Don’t need anything fancy? Not too much fuss or features? Smart Savings is right on the money. You won’t pay a monthly maintenance fee. Just open the account with a minimum deposit of $1,000, and you’ll even start earning dividends!

Everything you need to save — smartly!
  • Overdraft protection*
  • Free eStatements
  • Free Cal Coast Online
  • Free Mobile Banking**
  • Free CoastLine Telephone Banking

Open an Account Now!View Savings Rates

Open an Account Now!View Savings Rates

 

*In compliance with Regulation D, no more than six preauthorized or automatic transfers, telephone transfers, or check withdrawals payable to third parties are allowed each month. **Check with your wireless provider to determine if data and text messages rates apply.

 

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Money Market Savings

Earn more money on your money!

Give your money more horsepower with a Money Market Savings Account. Get bonuses and discounts* and overdraft protection** — and don’t pay a monthly maintenance fee for all this convenience! Open the account with a minimum of $1,000. A minimum balance of $2,500 is required to earn dividends.

Watch the savings add up.
  • Tiered rates on higher dividends
Manage your money online and off.
  • Free eStatements
  • Free Cal Coast Online
  • Free Mobile Banking***
  • Free CoastLine Telephone Banking

Open an Account Now!View Savings Rates

Open an Account Now!View Savings Rates

* Bonuses and discounts cannot be combined together with other account discounts or with select special rate offers. **In compliance with Regulation D, no more than six preauthorized or automatic transfers, telephone transfers, or check withdrawals payable to third parties are allowed each month.***Check with your wireless provider to determine if data and text messages rates apply.

 

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Money Market Index

The power of a money market and Cal Coast!

Want to boost your earnings? Check out our Money Market Index Savings Account. Open the account with a minimum deposit of $1,000, and start earning dividends with a minimum balance of $2,500 — we’ll also waive the $10 monthly maintenance fee.

The higher the balance, the higher the earnings.
  • Pays interest rate indexed to the Money Fund Report Average
  • Tiered interest rates - the more you save, the faster you earn
Write checks, manage your money — it won’t cost you a dime!
  • Free eStatements
  • Free Cal Coast Online*
  • Free Mobile Banking**
  • Free CoastLine Telephone Banking

Open an Account Now!View Savings Rates

Open an Account Now!View Savings Rates

*In compliance with Regulation D, no more than six preauthorized or automatic transfers, telephone transfers, or check withdrawals payable to third parties are allowed each month. **Check with your wireless provider to determine if data and text messages rates apply.

 

Tell me more! Contact Me
Useful Tools & Services

We care about helping you save for whatever you need or want.

Savings Calculators   

Savings Account Rates       

Free budgeting and financial counseling services       

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Here’s even more info to help you save.

Retirement Savings

Student Savings

Certificates

Simply the Best

Great customer service! Everyone is always so friendly and helpful here. I left another bank because of their fees and horrible customer service. I am so happy I made the switch.

2014

Jacquelyn M

valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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