Student & Youth Savings Accounts & Certificates

An awesome way to save for college — or just about anything.

You can never start saving too early, whether it’s for next year or next weekend. Cal Coast has lots of savings options for young adults. Either you or your parents can open a Coverdell Education Savings Account and/or Youth Certificate.

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Student & Youth Savings Accounts & Certificates

Student & Youth Savings Accounts & Certificates
Coverdell Education Savings
Youth Savings Certificate

Coverdell Education Savings

Tuition is a no-brainer!

Smile! Tuition is a done deal, thanks to our Coverdell Education Savings Account (ESA). Either you or your parents can deposit up to $2,000 each year until you’re 18. Start earning dividends with as little as $50.* Plus, add to it anytime!

Choose a Coverdell ESA Certificate with a minimum of $1,000,* and earn a competitive fixed rate for the term of the certificate. Even select the maturity date anytime between three months to five years.

Ready whenever you are.
  • Money can be used tax-free for qualified education expenses, including tuition, uniforms, books, academic tutoring, computers and more
Good for your family, too.
  • Account is transferable to other family members under the age of 30

Of course, your money is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

*Additional restrictions apply. Consult your tax advisor. Ask us for current rates.
Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice.

 

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Youth Certificate

Lock up your dough, earn more interest!

Age 25 or under? Start with at least $100, and watch your money pile up fast with our great rates!

Start small.
  • Open the account with least $100
  • Put away some bucks each month
Pick your terms.
  • Choose the terms, anywhere between 3 months and 2 years

View Savings Rates

Of course, your money is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

$3,000 maximum certificate amount. Dividends may be withdrawn at any time without penalty or added to principal.
Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice.

 

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Useful Tools & Services

We care about helping you save for whatever you need or want.

Savings accounts

Certificates

Student savings rates    

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Here’s even more info to help you save.

Free budgeting and financial counseling   

Savings calculators   

College planning calculators   

Easy Account Monitoring

I have used online banking since its inception. It has worked without problems and is a breeze to use. I can transfer monies between accounts, easily move money from savings to checking and back. And, the result is instantaneous. It has been a real lifesaver for sending money to my daughter in emergencies using the Send Money feature. She receives it within minutes into her own account thru PayPal.

The Bill Pay system works very well whether scheduling one-time or repeated payments and whether using my computer or iPhone, and it sends notifications when they're made. This system can send electronic direct deposits.

It's super easy to view deposits and withdrawals from my various accounts, including credit card charges, so monitoring and tracking my transactions is a piece of cake.

At home or on the road, it's you're viewing a live interactive bank statement. I highly recommend Cal Coast Online. And I've been a member for over 35 years!

Rkngranny

valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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