Get the Cal Coast Advantage!

Member-only benefits and perks

Tell me more! Contact Me
Tell me more! Contact Me

Get the Cal Coast Advantage!

Get the Cal Coast Advantage!

At California Coast, we have something for everyone.

Looking for low rates on loans, Free Checking that Rewards You, convenient services like Apple Pay™, free budget tools like Coast Money Manager™, and five-star service? We’ve got it.

Want to be part of a member-owned, not-for-profit that gives back to your community? That’s us.

No matter what you’re looking for, we have it and more. That’s the Cal Coast Advantage.

Listen below to what one of our longtime members has to say about what the Cal Coast Advantage means to her:


More about our free services and the Cal Coast Advantage:

Ultra Convenience

30,000+ fee FREE ATMs nationwide—more than most banks!

25 San Diego branches, most with Saturday hours (find a branch/ATM near you here)

60 convenient San Diego and Riverside shared branch locations

Free mobile banking with mobile bill pay and mobile deposit1

Free online banking, bill pay and alerts (learn more about your FREE eServices here)

Big Time Savings and Bonuses

Low rates on auto, home and signature loans and credit cards

Free Checking that Rewards You

Refer your friends and earn up to $500 with our Coast into Cash program2

High-yield certificates and IRAs

Free auto buying services

Free Financial Planning

Free financial counseling and planning services

Monthly no-cost financial workshops

Financial education articles and videos in our Know & Plan section

Rock Solid Protections

Extra Value Checking with identity theft protection

Auto, Home, Life and Accidental Death and Dismemberment Insurance

Coastguard Plus to protect your loans and credit

In the Community

Giving back is at the heart of what we do. Through our Cal Coast Cares Foundation, we pay homage to our educational roots by providing scholarships and grants to local students and teachers.

Cal Coast is also proud to be a supporter of:

Rady Children’s Hospital

The Leukemia and Lymphoma Society

SDSU’s California Coast Credit Union Open Air Theatre

SDSU Aztec Men’s Basketball

Local community colleges and school districts

San Diego Humane Society

San Diego Zoo and Safari Park

Feeding America

Scholarships for college-bound seniors and community college students

Other local causes and charities

Apply and get a loan     Join Cal Coast   Send Yourself an Invite

1Check with your wireless provider to determine if data and text messaging rates apply.

2Coast Into Cash Program: Referring members can earn up to a maximum of $500 in referral bonuses per calendar year. Referring members must be at least 18 or older to participate in the Coast Into Cash referral program. Up to $125 maximum will be deposited into the referring member’s account when the new member’s qualifying accounts are opened/loan is funded within the first 30 days or a home loan is funded within the first 120 days. Excludes credit cards and lines of credit. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. New members must be at least 13 or older to qualify as a referral in the program. Ages 13 through 15 require a parent or guardian to be joint on the account. One-time $25 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded. Qualifying accounts must be opened within 30 days of membership date to be eligible for the $25 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds within the first 120 days. Requires a minimum deposit balance of $50 in a savings or checking account. Rates are subject to change. Bonus subject to tax reporting.
Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply. Federally Insured by NCUA.


Auto loans as low as 2.78% APR with Cal Coast Auto Buying Discount
Drive happy with Cal Coast's low auto loan rates!

Take advantage of our Cal Coast Auto Buying Discount for more savings!

Learn More

Easy Account Monitoring

I have used online banking since its inception. It has worked without problems and is a breeze to use. I can transfer monies between accounts, easily move money from savings to checking and back. And, the result is instantaneous. It has been a real lifesaver for sending money to my daughter in emergencies using the Send Money feature. She receives it within minutes into her own account thru PayPal.

The Bill Pay system works very well whether scheduling one-time or repeated payments and whether using my computer or iPhone, and it sends notifications when they're made. This system can send electronic direct deposits.

It's super easy to view deposits and withdrawals from my various accounts, including credit card charges, so monitoring and tracking my transactions is a piece of cake.

At home or on the road, it's you're viewing a live interactive bank statement. I highly recommend Cal Coast Online. And I've been a member for over 35 years!


valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

Message from California Coast Webpage
Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, California Coast Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated please contact CCCU by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.


Message from California Coast Webpage
By continuing, you will be leaving the California Coast Credit Union website. Please note that we are not responsible for the accuracy, security, or content of other websites. We encourage you to review the privacy and security disclosures of all websites you visit.