Looking for low rates on loans, Free Checking that Rewards You, convenient services like Apple Pay™, free budget tools like Coast Money Manager™, and five-star service? We’ve got it.
Want to be part of a member-owned, not-for-profit that gives back to your community? That’s us.
No matter what you’re looking for, we have it and more. That’s the Cal Coast Advantage.
Listen below to what one of our longtime members has to say about what the Cal Coast Advantage means to her:
• 30,000+ fee FREE ATMs nationwide—more than most banks!
• 25 San Diego branches, most with Saturday hours (find a branch/ATM near you here)
• 60 convenient San Diego and Riverside shared branch locations
• Free mobile banking with mobile bill pay and mobile deposit1
• Free online banking, bill pay and eAlerts (learn more about your FREE eServices here)
• Low rates on auto, home and signature loans and credit cards
• Refer your friends and earn up to $500 with our Coast into Cash program2
• High-yield certificates and IRAs
• Financial education articles and videos in our Know & Plan section
• Extra Value Checking with identity theft protection
• Auto, Home, Life and Accidental Death and Dismemberment Insurance
• Coastguard Plus to protect your loans and credit
Cal Coast is also proud to be a supporter of:
• Rady Children’s Hospital
• The Leukemia and Lymphoma Society
• SDSU’s California Coast Credit Union Open Air Theatre
• SDSU Aztec Men’s Basketball
• Local community colleges and school districts
• San Diego Humane Society
• San Diego Zoo and Safari Park
• Feeding America
• Scholarships for college-bound seniors and community college students
• Other local causes and charities
1Check with your wireless provider to determine if data and text messaging rates apply.
2Coast Into Cash Program: Referring members can earn up to a maximum of $500 in referral bonuses per calendar year. Referring members must be at least 18 or older to participate in the Coast Into Cash referral program. Up to $125 maximum will be deposited into the referring member’s account when the new member’s qualifying accounts are opened/loan is funded within the first 30 days or a home loan is funded within the first 120 days. Excludes credit cards and lines of credit. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. New members must be at least 13 or older to qualify as a referral in the program. Ages 13 through 15 require a parent or guardian to be joint on the account. One-time $25 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded. Qualifying accounts must be opened within 30 days of membership date to be eligible for the $25 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds within the first 120 days. Requires a minimum deposit balance of $50 in a savings or checking account. Rates are subject to change. Bonus subject to tax reporting.
Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply. Federally Insured by NCUA.
Take advantage of our Cal Coast Auto Buying Discount for more savings!
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I have used online banking since its inception. It has worked without problems and is a breeze to use. I can transfer monies between accounts, easily move money from savings to checking and back. And, the result is instantaneous. It has been a real lifesaver for sending money to my daughter in emergencies using the Send Money feature. She receives it within minutes into her own account thru PayPal.
The Bill Pay system works very well whether scheduling one-time or repeated payments and whether using my computer or iPhone, and it sends notifications when they're made. This system can send electronic direct deposits.
It's super easy to view deposits and withdrawals from my various accounts, including credit card charges, so monitoring and tracking my transactions is a piece of cake.
At home or on the road, it's you're viewing a live interactive bank statement. I highly recommend Cal Coast Online. And I've been a member for over 35 years!
Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.