Credit Cards

Cards for every stage and every day.

The Cal Coast Credit Card Collection 

Member safety, protection and value-adds are the core of the Cal Coast credit card collection. Our cards are made to get you exactly where you want to go. All cards come with expanded security protections and bonus benefits. Explore our credit card options and features below.

Bonus Benefits:  
  • ID Theft Protection1
  • Zero Liability Protection2
  • Travel accident insurance and MasterRental® Coverage3,4
  • Price Protection and Extended Warranty benefits2,3

 

Comparing Credit Cards

Best for Saving on interest and paying down debt Best for Earning rewards
APR5 2.88% Introductory APR6 APR5 As low as 12.88%
Annual Fee None Annual Fee 3% of Advance ($5 Minimum and No Maximum)
Cash Advance Fee 3% of Advance ($5 Minimum and No Maximum) Cash Advance Fee 3% of Advance ($5 Minimum and No Maximum)
Rewards Points No Rewards Points Yes
View Rates

Comparing Credit Cards

PLATINUM REWARDS STUDENT SECURED
Best for Saving on interest and paying down debt Earning rewards College students Building and repairing credit
APR5 2.88% Introductory APR6 As low as 12.88% As low as 13.99% As low as 15.99%
Annual Fee None 3% of Advance ($5 Minimum and No Maximum) None None
Cash Advance Fee 3% of Advance ($5 Minimum and No Maximum) 3% of Advance ($5 Minimum and No Maximum) 3% of Advance ($5 Minimum and No Maximum) 3% of Advance ($5 Minimum and No Maximum)
Rewards Points No Yes No No

Mastercard is a registered trademark of Mastercard International Incorporated.

  1. Certain terms, conditions, and exclusions apply. Contact California Coast at (877) 496-1600 for complete coverage terms and conditions or call (800)-MC-ASSIST or (800) 622-7747 for assistance.
  2. Certain restrictions apply. You must notify California Coast immediately of any unauthorized use. Please see www.mastercard.us/zero-liability.html for more details.
  3. For eligible items purchased with your California Coast Platinum Mastercard.
  4. Available only when traveling in the 50 United States and the District of Columbia. Benefits are designed to assist you or your travel companions when you’re traveling 50 miles or more from home.
  5. APR = Annual Percentage Rate. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.  
  6. Available for new accounts only. Introductory rate valid through 06/30/21. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Introductory rate does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards. Click here for important rates and terms.

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