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Get the perfect mortgage for your home purchase. Choose from fixed- or adjustable-rate mortgages with various terms, down payments and closing cost options.
Cal Coast has affordable home loan options designed to fit your needs- whether you're looking for your first home or need to upgrade to a larger home for your growing family.
Ready to get pre-approved before you make an offer?
Contact a Mortgage Loan Officer by phone at 877-495-1600 or send an email to RealEstateLoanOfficer@calcoastcu.org for a personal consultation.
Our fixed-rate mortgages can give you peace of mind knowing that your monthly payments stay the same for the full term of your home loan. Choose from our various terms, down payment and closing cost options.
If you want to pay a lower fixed-rate payment at the beginning of your home loan, an adjustable-rate mortgage may be the right loan for you. An ARM keeps your mortgage loan rate fixed for a set term and then it becomes a variable- rate loan that adjusts when interest rates change over the life of the loan. Choose from our various adjustable-rate terms, down payment and closing cost options.
We are here to help you open your home loan or find the right option to fit your needs. Give us a call at (877) 495-1600 or apply online today.
Our friendly home loan experts are here to help!
(858) 636-3045 Mon-Fri, 9am - 4pm
realestateloanofficer@calcoastcu.org
A one-on-one call with a Mortgage Loan Officer can be extremely helpful. You can ask questions and even submit your application over the phone.
Having the right action plan can make buying a home a lot easier. To learn more scroll down and explore our comprehensive preapproval guide.
Our fixed-rate mortgages can give you peace of mind knowing that your monthly payments stay the same for the full term of your home loan. Choose from our various terms, down payment and closing cost options.
If you want to pay a lower fixed-rate payment at the beginning of your home loan, an adjustable-rate mortgage may be the right loan for you. An ARM keeps your mortgage loan rate fixed for a set term and then it becomes a variable- rate loan that adjusts when interest rates change over the life of the loan. Choose from our various adjustable-rate terms, down payment and closing cost options.
We are here to help you open your home loan or find the right option to fit your needs. Give us a call at (877) 495-1600 or apply online today.
There are many financial decisions involved in buying or refinancing a home. Utilize our calculators to help you make the right decision.
APR=Annual Percentage Rate. Rates and terms as of 10/07/2024 based on credit history, subject to credit approval, and subject to change without notice. Loans over 80% LTV require mortgage insurance. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Some loans are available for second homes and investment properties in CA at different rates and terms. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.
Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.
ABA/Routing No: 322281578
NMLS ID# 407951