Dedicated Homegrown Business Solutions

We're passionate about helping grow local San Diego and Riverside county businesses. At Cal Coast, our mission is to simplify the lives of our members, provide the highest level of service and ultimately help you achieve financial prosperity - whether that's for you personally or for your business. 

Business Member Perks

Merchant Services

New Instant Merchant Account (IMA) option!

Enjoy a new, faster enrollment process for getting started with our Business Merchant Services! Signing up for an IMA is easy, online and completely self-driven. 

Business Loans

Business Term Loans

With Cal Coast Term Business Loans, you receive a one-time lump sum and pay it back over a set period of time. 

Mobile Banking

Business Banking On the Go

Manage your business accounts and loans wherever your work takes you. 

News & Community Events

Do you own or want to own a business?

From primary checking and savings to business loans and lines of credit, Cal Coast supports you in your business ventures and achieving your dreams. 

Financial Tips for You & Your Business

Credit Tips

6 Tips to Boost Your Credit Score

Your credit score is one measure of your financial health and whether you’re responsibly managing your money. Learn how you can repair your credit with these 6 tips.

Budgeting Tips

Income Options During COVID-19

California Coast recognizes that the COVID-19 outbreak has brought unforeseen financial hardship to many. Our hearts go out to those affected and we hope the following tips and resources will assist those who are navigating their way through financial troubles.


Budgeting Tips

5 Steps to Dealing with Debt

One of the major reasons holding many Americans back from being financially independent is debt. So how do you even begin to start tackling debt? It may seem daunting, but it’s a challenge you can overcome with discipline, perseverance, and of course a little help from Cal Coast and our Financial Fitness Counselors.

Budgeting Tips

Prioritizing Expenses

Now is a really good time to take a hard look at where your money is going in order to make some decisions about what is the most important to your survival with the least amount of harm to your overall financial picture. Follow these 4 tips to plan and prioritize your must-have and nice-to-have expenses. 


Member Referral Program

Benefits Far Beyond Banking

From the moment you become a Cal Coast business member, you have an opportunity to spread the word to family members, friends and fellow business owners about the perks of being part of Cal Coast. As our thanks to you, we'll reward you and your referrals with cash!

Giving Back

The Cal Coast Cares Foundation

We established the Cal Coast Cares Foundation to continue our legacy of helping people through education. Each year the foundation provides over $100k in classroom grants for teachers and scholarships to deserving students, high school seniors and local foster students.  

In 2021 the Foundation awarded over $140,000 in educator grants and scholarships to local teachers and students.