IRA Certificate Rates

Retirement will be here before you know it, so now’s the time to start saving. An IRA Certificate makes it easy. 

IRA Certificate Rates

3 Month IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.10% 0.10%
$10,000 - $49,999.99 0.20% 0.20%
$50,000 - $89,999.99 0.25% 0.25%
$90,000 or more 0.25% 0.25%

6 Month IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.20% 0.20%
$10,000 - $49,999.99 0.30% 0.20%
$50,000 - $89,999.99 0.35% 0.35%
$90,000 or more 0.35% 0.35%

12 Month IRA Certificate

Tier Dividend Rate APR1
$1,000 - $9,999.99 0.30% 0.30%
$10,000 - $49,999.99 0.40% 0.40%
$50,000 - $89,999.99 0.45% 0.45%
$90,000 or more 0.45% 0.45%

24 Month IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.60% 0.60%
$10,000 - $49,999.99 0.70% 0.70%
$50,000 - $89,999.99 0.75% 0.75%
$90,000 or more 0.75% 0.75%

36 Month IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.80% 0.80%
$10,000 - $49,999.99 0.90% 0.90%
$50,000 - $89,999.99 0.95% 0.95%
$90,000 or more 0.95% 0.95%

48 Month IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.90% 0.90%
$10,000 - $49,999.99 1.00% 1.00%
$50,000 - $89,999.99 1.05% 1.05%
$90,000 or more 1.05% 1.05%

60 Month IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 1.09% 1.10%
$10,000 - $49,999.99 1.19% 1.20%
$50,000 - $89,999.99 1.24% 1.25%
$90,000 or more 1.24% 1.25%

18 Month Bump Rate IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.45% 0.45%
$10,000 - $49,999.99 0.55% 0.55%
$50,000 - $89,999.99 0.60% 0.60%
$90,000 or more 0.60% 0.60%

1APY = Annual Percentage Yield. Dividend rates and APYs are accurate as of 11/25/2020. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Dividend rates and APYs are accurate as of the Rates Effective date, above. Terms are subject to change without notice.

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