Extra Value Checking

Your money’s a lot happier when it’s protected.

A Checking Account with a Little Extra Value

Get the same perks as our Free Checking account, but with more protection and many added benefits1. For just $3.75/month and no daily minimum balance requirement, you'll be reassured knowing your money has added layers of security. 

Account Benefits: 
  • Free access to 30,000 Cal Coast and CO-OP® ATMs Nationwide
  • Unlimited check writing
  • Courtesy Pay and Debit Card Courtesy Pay options 
  • Identity theft protection 
  • A Personal Privacy Advocate available to help investigate a suspected or active identity fraud situation 
  • Reimbursement for expenses incurred from identity theft up to $25,0002 
  • Monthly ATM fee waiver up to two withdrawals at ATMs outside our CO-OP® Network
  • Special discounts on loan rates4
Perks for Primary Account Holders:

Proactive identity fraud monitoring services5 included for primary account holders for no additional cost:

  • Annual Credit Report
  • Monthly Credit Score on Demand
  • Continuous Credit Monitoring
  • Dark Web Monitoring to store and monitor important credentials.
Free Benefits for all Checking Accounts:
  • Platinum Debit MasterCard® purchases
  • Monthly eStatements
  • Cal Coast Online Banking
  • CoastLine Telephone Banking Services
  • Mobile Banking6, Mobile Deposit, Bill Pay and Send Money, Powered by PayPal™7

Already have an Extra Value Checking account, but not yet registered for your free identity theft protection benefits? 

Register 

Visit the NXG Strategies site to login to your account or learn more about identity theft protection. 

Advanced Security Debit Card

You May Also Like These Checking Options

Free Checking with eStatements

Open a free checking account with eStatements and get no monthly fee and a secure debit card.

Ultra Performance Checking

Learn more about the ultimate checking account for 24/7 monitoring that keeps your assets protected and your identity safe.

Dividend Checking

With a dividend Checking Account, you can earn dividends with a high monthly interest on your balance and enjoy all the conveniences that come with Cal Coast checking accounts.

APY = Annual Percentage Yield. Rates are accurate as of 11/28/2020. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. Minimum opening balance of $25. Maintenance fee of $3.75 charged monthly. 
  2. Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. The information provided is a program summary. Please refer to the Identity Theft Expense Reimbursement Evidence of Coverage forms for additional information including details of benefits, specific exclusions, terms, conditions and limitations of coverage. Coverage is currently not available to residents of the state of New York and may not be available in other U.S. territories or jurisdictions in the future.
  3. ATM fee waivers do not include those fees charged by banks outside the CO-OP network.
  4. Members in good standing may receive loan rate adjustment upon funding. Excludes credit card or Lines of Credit. Actual rate discount based on market conditions. Discount does not apply to promo rates or terms and cannot be combined with other offers. Subject to change without notice.
  5. MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION BEFORE THE SERVICES ARE ACTIVE. Proactive Monitoring Services are applicable to individuals age 18 and older who have a valid credit file. Credit Services are provided by TransUnion®, subject to change. The credit score provided may not be consistent with the credit score model used by a lender, and therefore cannot be relied upon to determine creditworthiness for any particular loan opportunity.
  6. Check with your wireless provider to determine if data and text messaging rates apply.
  7. Maximum transfer amount is $1,000. There is no fee to use this service. Funds will be transferred immediately if the recipient has an email address or mobile number linked to a PayPal account. 

Contact Me

Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.