Home Loan Rates

Conforming Fixed-Rate Mortgages

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Term	Rate	APR	Points
5-year Fixed - TermBuster
7-year Fixed - Termbuster
10-year Fixed - TermBuster
15-year Fixed
20-year Fixed
30-year Fixed

Jumbo Fixed-Rate Mortgages

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Term	Rate	APR	Points
15-year Jumbo Fixed
20-year Jumbo Fixed
30-year Jumbo Fixed

Conforming Adjustable-Rate Mortgages

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Term	Rate	APR	Points
5/5 ARM
5/1 ARM
7/1 ARM

Jumbo Adjustable-Rate Mortgages

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Term	Rate	APR	Points
5/5 Jumbo ARM
5/1 Jumbo ARM
7/1 Jumbo ARM

Home Equity Line of Credit

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Term	Rate	APR	Points
Equity Advantage Line of Credit

Home Equity Loans

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Term	Rate	APR	Points
10-year Home Equity Loan
15-year Home Equity Loan
20-year Home Equity Loan

APR=Annual Percentage Rate. Rates and terms as of 07/11/2026 based on credit history, subject to credit approval, and subject to change without notice. Loans over 80% LTV require mortgage insurance. Payment examples do not include property insurance and taxes, and the payment will be higher than disclosed payments. Some loans are available for second homes and investment properties in CA at different rates and terms. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.

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Call: (877) 495-1600

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How can we help? For specific information regarding your loan account or digital banking, please call us at 877-495-1600

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