Member Referral Program

Coast into Cash and earn up to $5001 for referring your friends and family to Cal Coast. That's not all, the person(s) you refer can also earn up to $100! Just one way we want to thank you for spreading the word. 

Referring Cal Coast Members2

As a referring member, you will earn $50 when you refer a friend who becomes a Cal Coast member. You'll earn an additional $25 if they get an auto loan and get an additional $75 if they fund a real estate loan. You can earn up to $500 per year for your referrals.1

New Members3

As a referred new member of Cal Coast, you can receive up to $125.2 You will receive $50 when you become a member, deposit $50 in a qualifying account, AND do one of the following:

  • Open a checking account with eStatements and add direct deposit, online banking, or online bill pay4 OR
  • Finance an auto loan4
  • Plus, earn an additional $75 when you also open a real estate loan!

Safe and Simple Way to Refer

Click on the “Refer Now” button above and fill out our online referral form. Once you submit the form, an email will be sent to all of your referrals with details about this offer and how to join Cal Coast. 

See How Much You and Your Referral Can Earn

New Membership Opened $50 New Membership Opened None Paid
Opened Checking with eStatements and add direct deposit, online banking or online bill pay None Paid Opened Checking with eStatements and add direct deposit, online banking or online bill pay $504
New Member Financed Auto Loan $25 New Member Financed Auto Loan $504
New Member Financed Mortgage Loan $75 New Member Financed Mortgage Loan $75
Maximum Incentive per Referral $150 Maximum Incentive per Referral $125

See How Much You and Your Referral Can Earn

Referring Member Incentive New Member Incentive
New Membership Opened $50 None Paid
Opened Checking with eStatements and add direct deposit, online banking or online bill pay None Paid $504
New Member Financed Auto Loan $25 $504
New Member Financed Mortgage Loan $75 $75
Maximum Incentive per Referral $150 $125
  1. Referring members can earn up to a maximum of $500 in referral bonuses per calendar year.
  2. Referring members must be at least 18 or older to participate in the Coast into Cash referral program. Up to $150 maximum referral bonus will be deposited into the referring member’s savings account when the new member’s qualifying accounts are opened/loan is funded; $50 paid when new member’s qualifying accounts are opened, $25 paid if new member funds an auto loan within the first 30 days, and an additional $75 paid if new member funds a home loan within the first 120 days. Excludes credit cards and lines of credit. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. 
  3. New members must be at least 13 or older to qualify as a referral in the program. Ages 13 through 15 require a parent or guardian to be joint on the account. Savings account required. Requires a minimum opening deposit of $50 in a savings or checking account and a minimum balance of $50 must be maintained until dividend bonus is paid. One-time $50 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded. Qualifying accounts must be opened within 30 days of membership date to be eligible for the $50 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds within the first 120 days. Requires a minimum deposit balance of $50 in a savings or checking account. Rates are subject to change. Bonus subject to tax reporting. Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply. 
  4. New member eligible for one $50 incentive.

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

Not a Cal Coast member? Join now or learn more

We look forward to hearing from you!

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