Rates shown are for well-qualified borrowers; your rate may vary based on credit, collateral, and term.
Auto Loans - Model Years 2022 and Newer
| Maximum Term | APR (As Low As)1 | Rate Type |
|---|---|---|
| Up to 29 Months | 4.48% | Fixed |
| 30 to 36 Months | 4.68% | Fixed |
| 37 to 48 Months | 4.68% | Fixed |
| 49 to 66 Months | 4.68% | Fixed |
| 67 to 75 Months | 4.98% | Fixed |
| 76 to 84 Months | 5.98% | Fixed |
Auto Loans - Model Years 2017 - 2021
| Maximum Term | APR (As Low As)1 | Rate Type |
|---|---|---|
| Up to 29 Months | 5.48% | Fixed |
| 30 to 36 Months | 5.68% | Fixed |
| 37 to 48 Months | 5.68% | Fixed |
| 49 to 66 Months | 5.68% | Fixed |
| 67 to 75 Months | 5.98% | Fixed |
Model Years 2016 or Older,
Classic/Exotic/Specialty
| Maximum Term | APR (as Low As)1 | Rate Type |
|---|---|---|
| Up to 36 Months | 7.18% | Fixed |
| 37 to 48 Months | 7.18% | Fixed |
| 49 to 66 Months | 7.18% | Fixed |
| 67 to 75 Months | 7.48% | Fixed |
Auto Buying Service Discount
Get up to 0.50% off your auto loan rate when you buy your vehicle using a Cal Coast Auto Buying Service and finance with California Coast.
Save on Auto Insurance
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Rates subject to change without notice. Amount Financed: Some applicants may require a down payment.
1. APR = Annual Percentage Rate. Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. No Lemon Law buybacks or grey/salvage titles. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, are not eligible. Other restrictions apply. Auto loan rates and terms are good for new and used cars and trucks with up to 110% financing.
Model Years 2022 or Newer
For model years 2022 or newer, the estimated monthly payment is $36.45 per $1,000 borrowed for up to 29 months at 4.48% APR, $29.83 for 36 months at 4.68% APR, $22.88 for 48 months at 4.68% APR, $17.21 for 66 months at 4.68% APR, $15.55 for 75 months at 4.98% APR, and $14.61 for 84 months at 5.98% APR. Terms of 75 months require a minimum loan amount of $12,000, and terms of 84 months require a minimum loan amount of $25,000.
Maximum Term: Offer good for all 2022 or newer model years up to 5 1/2 years (66 months). Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000. Terms of 7 years (84 months) on loan amounts of $25,000 and above.
Model Years 2017 - 2021
For model years 2017 to 2021, the estimated monthly payment is $36.90 per $1,000 borrowed for up to 29 months at 5.48% APR, $30.28 for 36 months at 5.68% APR, $23.34 for 48 months at 5.68% APR, $17.68 for 66 months at 5.68% APR, and $16.02 for 75 months at 5.98% APR. Offer is valid for all 2017 to 2021 model years up to 66 months. Terms of 75 months require a minimum loan amount of $12,000.
Maximum Term: Offer good for all 2017 - 2021 model years up to 5 1/2 years (66 months). Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000.
Model Years 2016 or Older, Classic/Exotic/Specialty Vehicles
For Model Years 2016 or Older, Classic/Exotic/Specialty Vehicles the estimated monthly payment is $30.96 per $1,000 borrowed for 36 months at 7.18% APR, $24.03 for 48 months at 7.18% APR, $18.38 for 66 months at 7.18% APR, and $16.74 for 75 months at 7.48% APR.
Maximum Term: Offer good for all model years 2016 and older, or Classic/Exotic/Specialty vehicles for up to 5 1/2 years (66 months). Terms of 6 years and 3 months (75 months) require a minimum loan amount of $12,000.
Classic/Exotic/Specialty Vehicles List
The vehicles listed are considered Classic, Exotic and/or Specialty Vehicles. This list is not comprehensive and is subject to change without notice: Aston Martin, Austin Healey, Avanti, Bertone, Bentley, Consulier, Daimler, Delorean, Ferrari, Fisker, Lamborghini, Lotus, McLaren, Merkur, MG, Pininfarina, Rolls-Royce, Triumph, Zenn, Other Specialty Vehicles
2. 90-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.
