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Home Equity Loans & Lines of Credit
Is it finally time to complete that renovation or home improvement project? Whatever goal you have in mind, Cal Coast offers flexible options for home equity and home equity lines of credit to make your dreams a reality.
Get the Credit You Deserve
Don’t put it off any longer! Build that outdoor deck, remodel your kitchen, or fix that leaking roof. It’s easy with a low introductory rate on a line of credit3 or a fixed-rate equity loan4.
Home Equity Options
Home Equity Loan
Access your home’s equity in a revolving credit line that can be used over and over again.
Home Equity Line of Credit
Cash into on your home's equity to pay for home improvements or other major expenses.
Comparing Equity Options
| Rate Revolving Credit Line, Variable Rate | Rate Fixed-rate for full term |
| Amounts Finance up to 80% of your home's available equity to a maximum of $150,000. | Amounts Loan amounts up to $150,000 |
| No Closing Costs Options Yes1 | No Closing Costs Options Yes2 |
Comparing Equity Options
| Home Equity Line of Credit3 | Home Equity Loan4 | |
|---|---|---|
| Rate | Revolving Credit Line, Variable Rate | Fixed-rate for full term |
| Amounts | Finance up to 80% of your home's available equity to a maximum of $150,000. | Loan amounts up to $150,000 |
| No Closing Costs Options | Yes1 | Yes2 |
APR = Annual Percentage Rate. Rates and terms effective as of 03/23/2023 based on credit history, subject to approval, and subject to change without notice. Some restrictions apply. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.
- Closing costs up to $936 waived if the loan remains open for 36 months from the date of loan funding. Closing costs include title search, escrow, credit report, tax service and similar non-recurring fees. You are responsible for property taxes, insurance, homeowner association dues and for purchases, down payment, transfer taxes, and owner’s title policy.
- Closing costs up to $2,165 waived if the loan remains open for 36 months from the date of loan funding. Closing costs include title search, escrow, credit report, tax service and similar non-recurring fees. You are responsible for property taxes, insurance, homeowner association dues and for purchases, down payment, transfer taxes, and owner’s title policy.
Contact Us
Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.
