Home Equity Loans & Lines of Credit

Is it finally time to complete that renovation or home improvement project? Whatever goal you have in mind, Cal Coast offers flexible options for home equity and home equity lines of credit to make your dreams a reality.  

Get the Credit You Deserve

Don’t put it off any longer! Build that outdoor deck, remodel your kitchen, or fix that leaking roof. It’s easy with a low introductory rate on a line of credit3 or a fixed-rate equity loan4.

Home Equity Options

Mortgages

Home Equity Loan

Access your home’s equity in a revolving credit line that can be used over and over again.

Mortgages

Home Equity Line of Credit

Cash into on your home's equity to pay for home improvements or other major expenses.

Comparing Equity Options

Rate Revolving Credit Line, Variable Rate Rate Fixed-rate for full term
Amounts Finance up to 80% of your home's available equity to a maximum of $50,000. Amounts Loan amounts up to $250,000
No Closing Costs Options Yes1 No Closing Costs Options Yes2

Comparing Equity Options

Home Equity Line of Credit3 Home Equity Loan4
Rate Revolving Credit Line, Variable Rate Fixed-rate for full term
Amounts Finance up to 80% of your home's available equity to a maximum of $50,000. Loan amounts up to $250,000
No Closing Costs Options Yes1 Yes2


APR = Annual Percentage Rate. Rates and terms effective as of 11/25/2020 based on credit history, subject to approval, and subject to change without notice. Some restrictions apply. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. Closing costs up to $936 waived if the loan remains open for 36 months from the date of loan funding. Closing costs include title search, escrow, credit report, tax service and similar non-recurring fees. You are responsible for property taxes, insurance, homeowner association dues and for purchases, down payment, transfer taxes, and owner’s title policy.
  2. Closing costs up to $1,174 waived if the loan remains open for 36 months from the date of loan funding. Closing costs include title search, escrow, credit report, tax service and similar non-recurring fees.  You are responsible for property taxes, insurance, homeowner association dues and for purchases, down payment, transfer taxes, and owner’s title policy.
  1. 15 Year Fixed Equity 80 Loan estimated monthly payments.

Contact Us

Have questions? Want more information? We’re more than happy to get in touch. Let’s Talk. Just complete the form.