Special Offers

Enjoy the Cal Coast Advantage with these member only discounts and limited-time offers. 

Current Special Offers

Not only do we offer financial services designed to save you time and money ─ we also offer exclusive offers and perks to help save you even more money. After all, we’re “people helping people.” And that’s not just talk. 

Be sure to check back often to see how we can help you get you where you want to be — and with more money in your pocket. Cal Coast members receive the following member-only perks. 


2.88% APR1 Credit Card Special

What’s the offer?

Enjoy 2.88% introductory APR on purchases and balance transfers with no balance transfer fee and no annual fee with our Platinum Mastercard® Credit Card.

When is the offer valid?

The introductory purchase and balance transfer rate is valid through 6/30/22. After 6/30/22 the APR will be 11.88% - 17.88% APR.1

How do I take advantage of the offer?

Apply online, call us at (877) 495-1600 or visit your local branch.

In addition, the Platinum Mastercard features:
  • No annual fee
  • Credit limits up to $25,000
  • EMV chip technology
  • Low rates to keep your monthly payment affordable
  • Plus ID Theft Protection2, Extended Warranty2,3, Price Protection2,3 and more


Auto loans as low as 0.80% APR4

Get up to 0.50% off your auto loan rate when you buy your vehicle using a Cal Coast Auto Buying Service and finance with Cal Coast.

​Benefits of Cal Coast Auto Buying Services:
  • Enjoy a sweet discount—up to 0.50% off your auto loan rate when you use a Cal Coast Auto Buying Service
  • Enjoy no payments for 90 days5
  • Shop how you want with a do-it-yourself option powered by TrueCar, or take advantage of personalized assistance from concierge services courtesy of New Cars Inc.
  • Vehicle Loan Protection—enjoy peace of mind on the road, thanks to low cost vehicle protection packages



Exclusive Member Specials on Tracfone6

Save up to $360 per year on wireless. Click here to start saving.


Cal Coast members receive exclusive discounted tickets to San Diego Gulls home games!7

Cheer on the Gulls and get tickets for as low as $17. To purchase your tickets, visit the link below and use the promo code “CCCU”.

  1. CREDIT CARD SPECIAL: APR = Annual Percentage Rate. All loans subject to approval. All information is accurate as of 3/26/21 and is subject to change without notice. For current rates and terms, please click “More Info” above or contact California Coast Credit Union at (877) 495-1600. All loans subject to approval. Mastercard is a registered trademark of Mastercard International Incorporated.

    Introductory rate valid through 6/30/22. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Offer valid on new Platinum Mastercard accounts only. Introductory rate does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards. Certain restrictions apply. 
  2. For eligible items purchased with your California Coast Platinum Mastercard.
  3. Certain terms, conditions, and exclusions apply. Contact California Coast for complete coverage terms and conditions or call (800) MC-ASSIST or (800) 622-7747 for assistance.
  4. AUTO BUYING SERVICES DISCOUNT: APR = Annual Percentage Rate. Rates and terms are based on credit history, subject to credit approval, and subject to change. Up to 110% financing available based on credit worthiness and model year. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver's license and current insurance information are required at time of financing.

    Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 3/19/21 and includes a discount for using a Cal Coast Auto Buying Service (TrueCar or New Cars Inc). Rates are subject to change without notice. Vehicle loan rates with the TrueCar/NCI discount currently as low as 0.80% APR, depending on credit history, loan term and vehicle model year. The as low as rate applies to vehicle model years 2015 and newer. A 29 month loan with a 0.80% fixed APR would have monthly payments of $34.83 per $1,000 borrowed. If you use TrueCar/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer, you must use a Cal Coast Auto Buying Service (TrueCar/NCI) and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a new vehicle from New Cars Inc. and finance your purchase with California Coast. The Cal Coast Auto Buying Service TrueCar Price Quote Certificate must be generated prior to purchase and no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. Discount for all year models is 0.50% off of the approved interest rate for loan terms up to 5 1/2 years (66 months). Discount for all year models is 0.25% off of the approved interest rate for loan terms of 67 months and longer. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.
  5. 90-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.
  6. WIRELESS SPECIAL: Student must meet Fast Track Scholarship eligibility requirements.
  7. Subject to ticket availability and subject to change without notice. Additional fees apply. To get these discounts you must purchase online using Cal Coast's discounted promo code "CCCU". Not Valid at the Pechanga Arena box office. For questions, contact the Gulls Group Sales Manager at (619) 359-4725

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

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