Business Checking

Welcome to your new checking account made for your business. Whether you own a startup, non-profit, large business or anything in between, we have four options to support your everyday business needs. 

Which of These Best Describes Your Business?

Small Business

  • Privately owned corporation, partnership or sole proprietorship
  • 100 full-time employees or less

Mid-to-Large Business

  • 100+ employees 
  • Established or growing businesses

Non-profit

  • 501(c)(3)
  • Exempt from taxation 
  • Churches, public charities, volunteer services organizations, labor unions, etc.

Premier Business Checking 

Compare Accounts

Recommended Business Type Great for small or growing businesses Recommended Business Type For established and growing businesses
Monthly Fee $8 (waived with $2,500 average daily balance) Monthly Fee $8 (waived with $5,000 average daily balance or $1,000 in monthly debit transactions)
Minimum Opening Deposit $100 Minimum Opening Deposit $100
Overdraft Protection Available Yes Overdraft Protection Available Yes
Dividends N/A Dividends N/A

Compare Accounts

Small Business Checking Choice Business Checking Premier Business Checking Non-profit Checking
Recommended Business Type Great for small or growing businesses For established and growing businesses Business checking with earnings1 Perfect for your non-profit or association
Monthly Fee $8 (waived with $2,500 average daily balance) $8 (waived with $5,000 average daily balance or $1,000 in monthly debit transactions) $18 (waived with $7,500 average daily balance or $2,000 in monthly debit transactions) $0
Minimum Opening Deposit $100 $100 $100 $100
Overdraft Protection Available Yes Yes Yes Yes
Dividends N/A N/A Yes. $100 minimum balance. Tiered Rates for higher dividends. N/A

You May Also Like These Business Options 

Business Services

Cal Coast takes a relationship-driven approach to helping business owners grow sales, reduce costs and minimize risk. We offer a secure, web-based solutions perfect for small to mid-sized businesses.

Business Lines of Credit

A Cal Coast Business Line of Credit is perfect to meet your short-term business needs, such as purchasing inventory or to help address temporary cash flow issues. 

Commercial Loan

Perfect for small or growing businesses, we offer a wide range of Commercial Real Estate Loan options to help you purchase or refinance your owner-occupied or investment property. 

APY = Annual Percentage Yield. Rates are accurate as of 11/28/2020. Fees could reduce earnings. Rates and terms are subject to change without notice. Visit calcoastcu.org or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.