Welcome to California Coast Credit Union

At Cal Coast, our mission is to simplify the lives of our members, provide the highest level of service and ultimately help you achieve financial prosperity. We're proud of our commitment to diversity, equity and inclusion and in our ability to give back to the San Diego and Riverside communities.

Coast Into Cash: Refer a New Member and Earn Up to $500!

Your Best Interest

Auto Loans


Credit Cards


Home Loans



Early Paycheck

Get Your Paycheck Early

If you have a Cal Coast Checking Account with Direct Deposit, then you may of noticed that your last paycheck was deposited a couple days early . . . that's right — it wasn't a fluke!

Open a Checking Account today or Enroll in Direct Deposit to take advantage and get paid earlier. 

Member Offer

Save on Auto Insurance

As a Cal Coast member, you can save more on your auto insurance with our partner, Wawanesa! Call this dedicated line today for a free quote and find out just how much you can save: 833-302-5625

Cal Coast is an exclusive partner of Wawanesa Auto Insurance — a local and trusted name in car insurance with exceptional service and competitive rates.

Why Cal Coast Credit Union

Bank Vs Credit Union

A Personal Approach to Banking 

Still banking with the big banks? Want better rates on loans and deposits? Make the switch to a Credit Union for a more member-focused banking experience!

Mobile Wallet

Keep Your Money Safe

Make safer and more secure everyday purchases by entering your Cal Coast debit and credit cards into your mobile wallet for iPhone or Android. 

Financial Services

Free Financial Advice 

Start planning for your future today. By simply banking with us, you'll have access to a designated financial advisor to help with all your investing, budgeting and retirement planning needs. 

News & Events

Financial Tips & Resources 

Credit Tips

6 Tips to Boost Your Credit Score

Your credit score is one measure of your financial health and often shows whether you’re responsibly managing your money. Many of us have experienced setbacks in life that may impact our credit scores negatively. Learn how you can repair your credit with these 6 tips.


Budgeting Tips

Income Options During COVID-19

California Coast recognizes that the COVID-19 outbreak has brought unforeseen financial hardship to many. Our hearts go out to those affected and we hope the following tips and resources will assist those who are navigating their way through financial troubles.


Reduce Debt

5 Steps to Dealing with Debt

One of the major reasons holding many Americans back from being financially independent is debt. So how do you even begin to start tackling debt? It may seem daunting, but it’s a challenge you can overcome with discipline, perseverance, and of course a little help from Cal Coast and our Financial Fitness Counselors.

Budgeting Tips

Prioritizing Expenses

Now is a really good time to take a hard look at where your money is going in order to make some decisions about what is the most important to your survival with the least amount of harm to your overall financial picture. Follow these 4 tips to plan and prioritize your must-have and nice-to-have expenses. 


Loyalty Rewards

Benefits Far Beyond Banking

From the moment you become a Cal Coast member, we enroll you into our Loyalty Rewards Program so you can start to build up points the moment you join. These points build up over time and increase based on the various products and services you use. We want to reward you for being a loyal Cal Coast member and taking the steps to achieve financial prosperity. Banking with Cal Coast also opens the door to a variety of free Financial resources, including monthly webinars, Home RewardsFinancial Planning and unparalleled customer service at every touch point. 

Giving Back

The Cal Coast Cares Foundation

We established the Cal Coast Cares Foundation to continue our legacy of helping people through education. Each year the foundation provides over $100k in classroom grants for teachers and scholarships to deserving students, high school seniors and local foster students.  

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

Not a Cal Coast member? Join now or learn more

We look forward to hearing from you!

Are you an existing member?