Have you or your family been affected financially by the COVID-19 (Coronavirus) pandemic? Learn more about what Cal Coast is doing to help, including our financial relief efforts, by visiting our COVID-19 Information Center

Welcome to California Coast Credit Union

At Cal Coast, our mission is to simplify the lives of our members, provide the highest level of service and ultimately help you achieve financial prosperity. We're proud of our commitment to diversity, equity and inclusion and in our ability to give back to the San Diego and Riverside communities.

Coast Into Cash: Refer a New Member and Earn Up to $500!

Your Best Interest

Auto Loans

APR AS LOW AS
0.80%

Credit Cards

APR AS LOW AS
2.88%

Home Loans

APR AS LOW AS
2.532%

Certificates

APR AS HIGH AS
5.00%
Support Local

Local Businesses Need Our Help

Local San Diego and Riverside businesses need our help this holiday. 80% of local businesses have been negatively affected by COVID-19 and many have been forced to close their doors for good. Let's come together to support these  businesses that make our community so special. How can you help? Simply use your Cal Coast Debit or Credit Mastercard® when shopping locally and we'll donate a portion of each purchase.  

Why Cal Coast Credit Union

Bank Vs Credit Union

A Personal Approach to Banking 

Still banking with the big banks? Want better rates on loans and deposits? Make the switch to a Credit Union for a more member-focused banking experience!

Mobile Wallet

Keep Your Money Safe

Make safer and more secure everyday purchases by entering your Cal Coast debit and credit cards into your mobile wallet for iPhone or Android. 

Financial Services

Free Financial Advice 

Start planning for your future today. By simply banking with us, you'll have access to a designated financial advisor to help with all your investing, budgeting and retirement planning needs. 

News & Events

What are you saving for? 

From financing your first home to saving for your education, let us help find the best products to fit your individual needs. 

Financial Tips & Resources 

Credit Tips

6 Tips to Boost Your Credit Score

Your credit score is one measure of your financial health and often shows whether you’re responsibly managing your money. Many of us have experienced setbacks in life that may impact our credit scores negatively. Learn how you can repair your credit with these 6 tips.

 

Budgeting Tips

Income Options During COVID-19

California Coast recognizes that the COVID-19 outbreak has brought unforeseen financial hardship to many. Our hearts go out to those affected and we hope the following tips and resources will assist those who are navigating their way through financial troubles.

 

Reduce Debt

5 Steps to Dealing with Debt

One of the major reasons holding many Americans back from being financially independent is debt. So how do you even begin to start tackling debt? It may seem daunting, but it’s a challenge you can overcome with discipline, perseverance, and of course a little help from Cal Coast and our Financial Fitness Counselors.

Budgeting Tips

Prioritizing Expenses

Now is a really good time to take a hard look at where your money is going in order to make some decisions about what is the most important to your survival with the least amount of harm to your overall financial picture. Follow these 4 tips to plan and prioritize your must-have and nice-to-have expenses. 

 

Loyalty Rewards

Benefits Far Beyond Banking

From the moment you become a Cal Coast member, we enroll you into our Loyalty Rewards Program so you can start to build up points the moment you join. These points build up over time and increase based on the various products and services you use. We want to reward you for being a loyal Cal Coast member and taking the steps to achieve financial prosperity. Banking with Cal Coast also opens the door to a variety of free Financial resources, including monthly webinars, Home RewardsFinancial Planning and unparalleled customer service at every touch point. 

Scholarships

The Cal Coast Cares Foundation

We established the Cal Coast Cares Foundation, a 501(c)(3) to advance our legacy of helping people through education. Since 2016, our foundation has awarded over $300K in college scholarships to local high school seniors and foster students in San Diego and Riverside counties. We also provide annual classroom grants to local teachers and educators. 

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

Not a Cal Coast member? Join now or learn more

We look forward to hearing from you!

Are you an existing member?