Free Checking
FREE CHECKING WITH ESTATEMENTS
Better banking that costs you nothing to keep.
No monthly fee¹, no minimum balance to maintain, and get paid up to 2 days early with direct deposit.2 Open with $25 to access better loan rates and 30,000 fee-free ATMs nationwide.
What it actually costs
$0¹Monthly fee
$25Minimum to open
NoneMinimum balance
IncludedDebit Mastercard®
30,000+In-network ATMs
$1.50/mo fee waived with either eStatements, direct deposit ($250+/mo), or if you're 18 & under or 62+
|
220K+ members served |
Since 1929 founded in Southern California |
NCUA federally insured |
30,000 fee-free ATMs |
220K+
members served
Since 1929
founded in Southern California
NCUA
federally insured
30,000
fee-free ATMs
Everything included, nothing added on
Costs less to keep
- No monthly maintenance fee with eStatements
- Low $25 minimum opening deposit
- No minimum balance requirement
- Unlimited check writing
Works everywhere you do
- 30,000 CO-OP® fee-free ATMs nationwide
- Unlimited branch transactions
- Digital banking with bill pay and deposit3
- PayItNow person-to-person payments4
Support when it matters
- Courtesy Pay and Debit Card Courtesy Pay5
- Contactless Debit Mastercard® fraud protection
- CoastLine telephone banking
- Free financial advice as a member
Get paid sooner
- Get your paycheck up to 2 days early with direct deposit2
- Stay ahead of bills and recurring expenses
- Greater cash flow flexibility
A debit card that comes free with the account.
Every Cal Coast checking account includes a Debit Mastercard® at no extra cost—tap to pay, add it to your mobile wallet, withdraw cash at 30,000 ATMs, and shop anywhere Mastercard is accepted, with fraud protection built in.
- Contactless tap-to-pay
- Real-time fraud monitoring
- Instant card lock from the mobile app
Open your account in about 10 minutes
$25 to start. No monthly fee with eStatements. Cancel the paperwork—do it from your phone.
Other checking accounts we offer
Added security features on top of free checking.
Premium checking with our most comprehensive account benefits.
Earn dividends on your balance.
1. Monthly $1.50 fee waived with eStatement enrollment and/or an aggregate direct deposit of $250 per month, or if the primary account holder is age 18 or under, or age 62 or older.
2. Direct Deposit may be credited up to two business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.
3. Check with your wireless provider for data/text messaging rates.
4. Maximum PayItNow transfer is $1,000; no fee to use this service. Membership and credit subject to approval. A one-time $5 membership fee and savings account required. Federally insured by NCUA.
5. If an account is overdrawn and not brought to a positive balance within 30 days, the account may be closed. Federally insured by NCUA.
