Business Certificates

Lock in a great rate and open a Cal Coast certificate today.

Grow Your Business with Certificates

Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years. Earn a higher rate on larger deposits and accelerate your savings.

A safe and secure way to save

A Certificate locks up your savings for a set period of time and earns higher rates than a standard savings account. All it takes is a minimum of $1,000 to get started and see your money grow.  

Certificate benefits:
  • Choice of terms, from 3 months to 5 years
  • Competitive, fixed-rate
  • Online Banking gives you easy access to accounts—review transaction history, utilize budget tools, make external transfers, and more.
  • Mobile Banking2 including Bill Pay, Deposit, Send Money Powered by PayPal™3
  • Free eStatements
  • CoastLine Telephone Banking

APY = Annual Percentage Yield. Rates are accurate as of 09/22/2020. Fees could reduce earnings. Rates and terms are subject to change without notice.

Federal regulation requires financial institutions obtain identifying information for all "beneficial owners" of a legal entity (individuals owning, directly or indirectly, 25% or more of the equity interest in a legal entity or individuals with authority to direct, manage, or control the legal entity) each time a corporation, LLC, or other business entity opens a new account, including the renewal of a loan or certificate of deposit.

  1. Minimum deposit to open a Business Savings Account is $100. The $5 monthly maintenance fee is waived with a $50 daily balance in non-checking accounts. A minimum balance of $50 is required to earn dividends.  
  2. Minimum deposit to open a Business Money Market Account is $50. A minimum balance of $2,500 is required to earn dividends. 
  3. Minimum deposit to open a Business Money Max Index Account is $100. The $10 monthly maintenance fee is waived with a $2,500 daily balance in non-checking accounts. A minimum balance of $2,500 is required to earn dividends. 
  4. Regulation D (Reg D) was amended to allow financial institutions to suspend the six-transaction transfer limit requirement each month. For the time being, you can now make unlimited transfers and withdrawals.
  5. Check with your wireless provider to determine if data and text messages rates apply.
  6. Maximum transfer amount is $1,000. There is no fee to use this service. The amount sent is withdrawn immediately from the selected account. To receive money, the recipient must have or open a new PayPal account. Recipients may be charged a fee based on their PayPal account type. Over 190 countries accept PayPal. PayPal currently charges for payments made to purchase goods or services or for personal payments to recipients outside the United States. If PayPal charges a fee for a payment, the payment recipient is responsible for paying the fee. Money can be sent in 20+ currencies. See the list of countries and regions where PayPal is available. Funds will be transferred immediately if the recipient has an email address or mobile number linked to a PayPal account.