Courtesy Pay Services

Debit Card Courtesy Pay

You never know when an unplanned expense could land on your shoulders. Let California Coast help you to be prepared with Debit Card Courtesy Pay.

Debit Card Courtesy Pay allows us to cover your PIN or signature based debit card purchases even when you don't have the funds in your checking account.

It's free to enroll. Plus, if you overdraw your available balance up to $20 there’s no fee! Any transaction we cover over that will be a fee of just $27 per transaction. See our service charge schedule for details. Once enrolled, your total overdraft limit will be the amount of your direct deposit up to $500. If you don't have direct deposit with California Coast, we'll still cover you up to $100.*

To enroll, click here or log in to Cal Coast ONLINE and click on My Profile, then Debit Card Courtesy Pay. You can also give us a call at (877) 495-1600 or visit any branch location.

You may already have our regular Courtesy Pay service on your account to cover checks and ACH transactions.

Courtesy Pay

Our regular Courtesy Pay service allows us to cover your checks and Automated Clearing House (ACH) items even when you don’t have the funds in your checking account. And, you will be charged a Non-sufficient funds fee. Please see our Service Charge Schedule for details.

Debit Card Courtesy Pay and Courtesy Pay will be utilized only after all other Overdraft Protection sources you have set up on your checking account are applied.

Give us a call at (877) 495-1600 if you have any questions.

*Account must remain in good standing.