Special Offers

A little something extra for you.

Not only do we offer financial services designed to save you time and money ─ we’re also continually looking for ways to give back to you ─ our member. After all, we’re “people helping people.” And that’s not just talk. 

Be sure to check back often to see how we can help you get you where you want to be — and with more money in your pocket. Cal Coast members receive these members-only perks. Plus, the special offers listed below.

LIMITED TIME OFFER: 2.88% APR1 Credit Card Special

LIMITED TIME OFFER: 2.88% APR1 Credit Card Special

  • What’s the offer?
  • Enjoy 2.88% introductory APR1 on purchases and balance transfers with no balance transfer fee and no annual fee with our Platinum MasterCard® Credit Card. 
  • When is the offer valid?
  • The introductory purchase and balance transfer rate is valid through 6/30/18.2 After 6/30/18 the APR1 will be 9.88% - 15.88% APR.2
  • How do I take advantage of the offer?
  • Apply online, call us at 877.495.1600 or visit your local branch.
In addition, the Platinum MasterCard features—
  • NO annual fee
  • Credit limits up to $25,000
  • EMV chip technology
  • Low rates to keep your monthly payment affordable
  • Plus ID Theft Protection3, Extended Warranty3,4, Price Protection3,4 and more
Apply Now Credit Card Rates

All information is accurate as of July 1, 2016 and is subject to change without notice. For current rates and terms, please click “More Info” above or contact California Coast Credit Union at (877) 495-1600. All loans subject to approval. MasterCard is a registered trademark of MasterCard International Incorporated.

All loans subject to approval. 1APR = Annual Percentage Rate. 2Introductory rate valid 7/01/16 through 6/30/18. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Offer valid on new Platinum MasterCard accounts only. Introductory rate does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards. Certain restrictions apply.  3For eligible items purchased with your California Coast Platinum MasterCard. 4Certain terms, conditions, and exclusions apply. Contact California Coast for complete coverage terms and conditions or call (800)-MC-ASSIST (800-622-7747) for assistance.


LIMITED TIME OFFER: Get auto loan rates as low as 1.28% APR1

LIMITED TIME OFFER: Get auto loan rates as low as 1.28% APR1

Get up to .50% off your auto loan rate when you buy your vehicle
using California Coast's Car Buying Service and finance with California Coast.2
Rates as low as 1.28% APR1!
New Cars as low as .98% APR on purchases with Cal Coast TrueCar Discount, or 1.48% APR on purchases with Standard Cal Coast Rate. Used Cars as low as 1.48% APR on purchases with Cal Coast TrueCar Discount, or 1.98% APR on purchases with Standard Cal Coast Rate.


  • Discount off the approved interest rate for new and used vehicles is 0.50% for loan terms 36 - 66 months or 0.25% for 67 - 84 months and available for purchases and not valid for refinances and lease buyouts.2
  • To receive your discount, vehicle purchase must be made from a TrueCar Certified Dealer to which you submitted your information. You will receive a Cal Coast TrueCar Guaranteed Savings Certificate from each dealer you submit to.
  • Discount will be applied and your monthly payment adjusted before your first payment is due once we confirm you purchased your vehicle through Cal Coast’s Car Buying Service powered by TrueCar.
Get your savings today—

Research your car.
Research and build your new car online at calcoast.truecar.com based on your preferences or search TrueCar’s inventory of over 600,000 used cars. See what others in your area paid so you know you’re getting a good price.

Select and connect.
Once you find the car you want, you’ll be connected with local Certified Dealers who have cars that match your search or can order a custom vehicle for you. Print your Cal Coast TrueCar Guaranteed Savings Certificate from calcoast.truecar.com for the car(s) you want.

Get pre-approved.
Find out how much you’re approved for and streamline your transaction with an auto loan pre-approval from California Coast. Want to apply after you test drive? No problem, skip to the next step.

Test drive and buy!
Bring your Cal Coast TrueCar Savings Certificate (printed or on your mobile phone) to one of the Certified Dealers listed on the certificate. When you’re ready to buy, have the dealer contact us, call us at (877) 495-1600 or work with your local branch to complete the transaction.

Apply Now Visit TrueCar  View Standard Auto Rates

1APR = Annual Percentage Rate.

2Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 4/14/17 and includes a discount for using the California Coast Car Buying Service (CCCBS/TrueCar). Rates are subject to change without notice. Vehicle loan rates with the CCCBS/TrueCar discount currently as low as 1.28% APR, depending on credit history, loan term and vehicle model year. The as low as rate applies to vehicle model years 2014 and newer. A 3 year (36-month) loan with a 1.28% fixed APR would have monthly payments of $28.34 per $1,000 borrowed. If you use CCCBS/TrueCar, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer, you must use the California Coast Car Buying Service (CCCBS/TrueCar) and fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) with a CCCU auto loan. The Price Quote Certificate must be generated no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. Discount for all year models is 0.50% off of the approved interest rate for loan terms up to 5 1/2 years (66 months). Discount for all year models is 0.25% off of the approved interest rate for loan terms of 67 months and longer. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.




Members can earn up to $100 for referrals!
Earn $100 when you refer a new member to California Coast Credit Union. When a friend, colleague or relative opens their membership with at least $25 in a qualifying account and opens a real estate loan. If they get an auto loan instead, you’ll earn $50 and even if they don’t need a loan, you’ll still receive $25!1

New members can receive up to $100 too!2
Get $25 when you become a member, deposit $25 in a qualifying account AND do one of the following:

  • Open a checking account with eStatements and add direct deposit, online banking or online bill pay OR
  • Get an auto loan

Plus, earn an additional $75 when you also open a real estate loan!

Simply click on the link below and enter their email address and they'll receive a special offer referral email. Then they can apply for membership by visiting a branch and showing us the referral email. They can also apply online and select "Coast into Cash referral" in the "How did you hear about us?" section. Then need to enter the referring member's name and address.

Refer Today


1Excludes credit cards and lines of credit. Up to $100 max will be deposited into the referring member’s account upon funding of the new member’s loans within the first 90 days. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. 2New members must be at least 13 or older to qualify for referral program. Ages 13 through 15 require a parent or guardian to be joint on the account. One-time $25 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded. Qualifying accounts must be opened within 60 days of membership date to be eligible for the $25 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds. Requires a $25 minimum savings or checking account balance. To be eligible, the new member must establish an account under their own taxpayer identification number. Rates are subject to change. Bonus subject to tax reporting. Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply. Federally insured by NCUA.



Attention pizza lovers! Members can now enjoy 40% off all regular menu price orders at Papa John's! To take advantage of this offer, enter promo code: CALCOAST40 at papajohns.com. Offer valid through 12/31/17 at participating San Diego Papa John's locations.

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Great branch and customer service at this location. I preferred sticking with this branch instead of joining Navy Fed or USAA after joining the military. I've never had a problem here.

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We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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