Special Offers

Enjoy the Cal Coast Advantage with these members-only discounts and perks!

Special Offers

Not only do we offer financial services designed to save you time and money ─ we’re also continually looking for ways to give back to you ─ our member. After all, we’re “people helping people.” And that’s not just talk. 

Be sure to check back often to see how we can help you get you where you want to be — and with more money in your pocket. Cal Coast members receive these members-only perks. Plus, the special offers listed below.

Certificate Specials

Certificate Specials

9 Month Certificate1

Grow your wealth with a Cal Coast 9 Month Certificate! Enjoy the following features:

  • Fixed 1.80% APY3
  • Low minimum opening balance of $5,000
  • Add additional deposits at any time to accelerate your savings
  • New money required


Contact Me View Rates Find a Branch

23 Month Certificate2

Why settle for low rates at other places, move your money into our 23 Month Certificate special. This certificate features:

  • Rates up to 1.90% APY3
  • Minimum opening balance of $10,000
  • New money required

To take advantage of these offers, apply online, call 877-495-1600 or visit one of our convenient branch locations.


Contact MeView Rates Find a Branch

9 MONTH CERTIFICATE OFFER1: New Money Only. Offer includes Business Accounts. Additional deposits of $1,000 or more each are allowed at any time. The minimum amount to open and earn the stated APY is $5,000 for a certificate account. At maturity, your 9 Month Certificate account will automatically renew into a 12 Month Certificate account at the prevailing rate in effect at that time, and credited dividends become part of the principal. Contribution limits and other restrictions apply.

23 MONTH CERTIFICATE OFFER2: New money only. Offer includes Business Accounts. No additional deposits. The minimum amount to open and earn the stated APY is $10,000. The following conditions also apply: A qualifying checking account is required, and must remain active with at least 1 transaction per month, during the certificate term. Eligible transactions include, but are not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay. As an alternative, a non-certificate account opened within 30 days of the 23-Month - Certificate Account date can be substituted for the checking account requirement. The stated alternative deposit account must remain open for the term of the 23-Month - Certificate Account, requires a minimum balance of $5,000. You will have a 30-day grace period to meet the requirements. If the conditions are not met, the stated APY may be reduced to the APY in effect for a 24-Month Certificate Account for the remainder of the term.

CERTIFICATE OFFERS3: APY= Annual Percentage Yield. Early withdrawal penalty applies. Fees could reduce earnings. Rates are accurate as of 1/16/2019. Membership and credit subject to approval. Other restrictions may apply. Other rates and terms available. Serving anyone who lives or works in San Diego or Riverside counties. New members – a one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Limited time offer, subject to change without notice. Visit a California Coast Credit Union branch or call (877) 495-1600 for details on rates, fees, and minimum balance requirements. Federally insured by NCUA.

Sprint Credit Union Member Cash Rewards

Sprint Credit Union Member Cash Rewards

Earn up to $200 cash when you switch to Sprint!

Sprint Credit Union Member Cash Rewards

Switch to Sprint and rake in $200 cash with your 1st and 2nd lines plus – lines 3, 4 and 5 are Free.* Click the banner to register for your rewards today!1

*Cash Reward: Via deposit. $100 per line, max 2 lines. Req. qualifying plan and registration within 30 days of activation. Click on the banner for the full disclosure. 1CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.

Coast into Cash: Refer a New Member and Earn Up to $500!

Coast into Cash: Refer a New Member and Earn Up to $500!

Invite your friends to join Cal Coast and earn up to $500!1

Our Coast into Cash referral program lets members refer friends and family to Cal Coast and earn some cool cash. When someone you refer becomes a member, we'll reward you with $50. Earn an extra $25 if your referral gets an auto loan, or an additional $75 if they fund a real estate loan.2 As a Cal Coast member, you can earn up to a maximum of $500 per year for your referrals.1

New members can receive cash too!3

Earn $50 when you become a member, deposit $50 in a qualifying account and do one of the following:

  • Open a checking account with eStatements and add direct deposit, online banking, online bill pay


  • Finance an auto loan

Plus, earn an additional $75 when you also finance a real estate loan!

How to refer

1. Refer via Mobile Banking App – Refer your friends to Cal Coast right from your Cal Coast mobile app. To make a referral, log into the Cal Coast Mobile app, select 'Refer a Friend' from the menu options and start referring your friends and family by email, social media, or text message. Utilize your network and the power of your mobile device to send referrals, monitor the status of your referrals, track your rewards, and earn cash.

2. Online - Simply click on the link below and enter the name and email address of the person you want to refer. They'll receive your referral invite with this special offer in their email. They can then apply for membership by showing their referral email at a branch or applying on calcoastcu.org. Make sure to let them know to put "Coast into Cash referral" in the "How did you hear about us?" section of the online application and to provide your name and current address.

3. Coupon/In Person - You can also fill out one of our Coast into Cash referral coupons that you can get from any Cal Coast branch, and give it to your friends and family. Your referral can take this with them when they open their account in a Cal Coast branch.

Refer Today

1Referring members can earn up to a maximum of $500 in referral bonuses per calendar year.
2Referring members must be at least 18 or older to participate in the Coast into Cash referral program. Up to $150 maximum referral bonus will be deposited into the referring member’s savings account when the new member’s qualifying accounts are opened/loan is funded; $50 paid when new member’s qualifying accounts are opened, $25 paid if new member funds an auto loan within the first 30 days, and an additional $75 paid if new member funds a home loan within the first 120 days. Excludes credit cards and lines of credit. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer. 
3New members must be at least 13 or older to qualify as a referral in the program. Ages 13 through 15 require a parent or guardian to be joint on the account. Savings account required. Requires a minimum opening deposit of $50 in a savings or checking account and a minimum balance of $50 must be maintained until dividend bonus is paid. One-time $50 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded. Qualifying accounts must be opened within 30 days of membership date to be eligible for the $50 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds within the first 120 days. Requires a minimum deposit balance of $50 in a savings or checking account. Rates are subject to change. Bonus subject to tax reporting. Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply. Federally insured by NCUA. NMLS ID# 407951. Copyright ©2019 California Coast Credit Union.

LIMITED-TIME OFFER: 2.88% APR1 Credit Card Special

LIMITED-TIME OFFER: 2.88% APR1 Credit Card Special

  • What’s the offer?
  • Enjoy 2.88% introductory APR1 on purchases and balance transfers with no balance transfer fee and no annual fee with our Platinum Mastercard® Credit Card. 
  • When is the offer valid?
  • The introductory purchase and balance transfer rate is valid through 6/30/21.2 After 6/30/21 the APR1 will be 11.88% - 17.88% APR.2
  • How do I take advantage of the offer?
  • Apply online, call us at (877) 495-1600 or visit your local branch.
In addition, the Platinum Mastercard features—
  • NO annual fee
  • Credit limits up to $25,000
  • EMV chip technology
  • Low rates to keep your monthly payment affordable
  • Plus ID Theft Protection3, Extended Warranty3,4, Price Protection3,4 and more
Apply Now Credit Card Rates

All information is accurate as of 10/1/19 and is subject to change without notice. For current rates and terms, please click “More Info” above or contact California Coast Credit Union at (877) 495-1600. All loans subject to approval. Mastercard is a registered trademark of Mastercard International Incorporated.

All loans subject to approval. 1APR = Annual Percentage Rate. 2Introductory rate valid 10/1/19 through 6/30/21. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Offer valid on new Platinum Mastercard accounts only. Introductory rate does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards. Certain restrictions apply.  3For eligible items purchased with your California Coast Platinum Mastercard. 4Certain terms, conditions, and exclusions apply. Contact California Coast for complete coverage terms and conditions or call (800) MC-ASSIST or (800) 622-7747 for assistance.

LIMITED-TIME OFFER: Save up to 0.50% on your auto loan2

LIMITED-TIME OFFER: Save up to 0.50% on your auto loan2

Get up to 0.50% off your auto loan rate when you buy your vehicle
using a Cal Coast Auto Buying Service and finance with Cal Coast.2


Plus, we’re celebrating our 90th Anniversary with auto loan rates as low as 1.40% APR1 with discount!


​Benefits of Cal Coast Auto Buying Services:

  • Shop how you want with a do-it-yourself option courtesy of TrueCar, or take advantage of personalized assistance from concierge services powered by New Cars Inc.
  • Enjoy a sweet discount—up to 0.50% off your auto loan rate!2
  • Enjoy no payments for 90 days3
  • Vehicle Loan Protection—enjoy peace of mind on the road, thanks to low cost vehicle protection packages 

Apply Now Auto Buying Services  Auto Loan Rates

1APR = Annual Percentage Rate.

2Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 5/24/19 and includes a discount for using a Cal Coast Auto Buying Service (TrueCar/New Cars Inc). Rates are subject to change without notice. Vehicle loan rates with the TrueCar/NCI discount currently as low as 1.40% APR, depending on credit history, loan term, and vehicle model year. The as low as rate applies to vehicle model years 2014 and newer. A 29 month loan with a 1.40% fixed APR would have monthly payments of $35.10 per $1,000 borrowed. If you use TrueCar/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer, you must use a Cal Coast Auto Buying Service (TrueCar/NCI) and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a vehicle from New Cars Inc. and finance your purchase with California Coast. The TrueCar Price Quote Certificate must be generated no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. Discount for all year models is 0.50% off of the approved interest rate for loan terms up to 5 1/2 years (66 months). Discount for all year models is 0.25% off of the approved interest rate for loan terms of 67 months and longer. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.

390-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.

Rates and terms are based on credit history, subject to credit approval, and subject to change. Up to 110% financing available based on credit worthiness and model year. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver's license and current insurance information are required at time of financing.

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Great branch and customer service at this location. I preferred sticking with this branch instead of joining Navy Fed or USAA after joining the military. I've never had a problem here.

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Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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