Not only do we offer financial services designed to save you time and money ─ we’re also continually looking for ways to give back to you ─ our member. After all, we’re “people helping people.” And that’s not just talk.
Be sure to check back often to see how we can help you get you where you want to be — and with more money in your pocket. Cal Coast members receive these members-only perks. Plus, the special offers listed below.
Get rewarded for switching to Sprint! Members can receive a $100 cash reward for every new line switched to Sprint, and $50 for every line registered in Sprint's Credit Union Member Cash Rewards, up to 3 lines1. Plus, members get an annual Loyalty Cash Reward of $50 for every line, up to 3 lines1. Click the banner to register for your rewards today!2
Offer also includes the BEST Unlimited Plan with Hulu, and 25% off eligible accessories in Sprint stores.
13 lines total, includes all activated and transferred lines. 2CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.
Our Coast into Cash referral program lets members refer friends and family to Cal Coast and earn some cool cash. When someone you refer becomes a member, we'll reward you with $50. Earn an extra $25 if your referral gets an auto loan, or an additional $75 if they fund a real estate loan.2 As a Cal Coast member, you can earn up to a maximum of $500 per year for your referrals.1
Earn $50 when you become a member, deposit $50 in a qualifying account and do one of the following:
Open a checking account with eStatements and add direct deposit, online banking, online bill pay
Finance an auto loan
Plus, earn an additional $75 when you also finance a real estate loan!
1. Refer via Mobile Banking App – Refer your friends to Cal Coast right from your Cal Coast mobile app. To make a referral, log into the Cal Coast Mobile app, select 'Refer a Friend' from the menu options and start referring your friends and family by email, social media, or text message. Utilize your network and the power of your mobile device to send referrals, monitor the status of your referrals, track your rewards, and earn cash.
2. Online - Simply click on the link below and enter the name and email address of the person you want to refer. They'll receive your referral invite with this special offer in their email. They can then apply for membership by showing their referral email at a branch or applying on calcoastcu.org. Make sure to let them know to put "Coast into Cash referral" in the "How did you hear about us?" section of the online application and to provide your name and current address.
3. Coupon/In Person - You can also fill out one of our Coast into Cash referral coupons that you can get from any Cal Coast branch, and give it to your friends and family. Your referral can take this with them when they open their account in a Cal Coast branch.
1Referring members can earn up to a maximum of $500 in referral bonuses per calendar year.
2Referring members must be at least 18 or older to participate in the Coast into Cash referral program. Up to $150 maximum referral bonus will be deposited into the referring member’s savings account when the new member’s qualifying accounts are opened/loan is funded; $50 paid when new member’s qualifying accounts are opened, $25 paid if new member funds an auto loan within the first 30 days, and an additional $75 paid if new member funds a home loan within the first 120 days. Excludes credit cards and lines of credit. Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer.
3New members must be at least 13 or older to qualify as a referral in the program. Ages 13 through 15 require a parent or guardian to be joint on the account. Savings account required. Requires a minimum opening deposit of $50 in a savings or checking account and a minimum balance of $50 must be maintained until dividend bonus is paid. One-time $50 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded. Qualifying accounts must be opened within 30 days of membership date to be eligible for the $50 dividend bonus. Additional $75 dividend bonus paid when real estate loan funds within the first 120 days. Requires a minimum deposit balance of $50 in a savings or checking account. Rates are subject to change. Bonus subject to tax reporting. Limited time offer; program subject to change without notice. Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Some restrictions apply. Federally insured by NCUA. NMLS ID# 407951. Copyright ©2019 California Coast Credit Union.
4New member eligible for one $50 incentive.
All information is accurate as of 10/1/18 and is subject to change without notice. For current rates and terms, please click “More Info” above or contact California Coast Credit Union at (877) 495-1600. All loans subject to approval. Mastercard is a registered trademark of Mastercard International Incorporated.
All loans subject to approval. 1APR = Annual Percentage Rate. 2Introductory rate valid 10/1/18 through 6/30/20. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Offer valid on new Platinum Mastercard accounts only. Introductory rate does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards. Certain restrictions apply. 3For eligible items purchased with your California Coast Platinum Mastercard. 4Certain terms, conditions, and exclusions apply. Contact California Coast for complete coverage terms and conditions or call (800) MC-ASSIST or (800) 622-7747 for assistance.
1APR = Annual Percentage Rate.
2Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 5/24/19 and includes a discount for using a Cal Coast Auto Buying Service (TrueCar/New Cars Inc). Rates are subject to change without notice. Vehicle loan rates with the TrueCar/NCI discount currently as low as 1.40% APR, depending on credit history, loan term, and vehicle model year. The as low as rate applies to vehicle model years 2014 and newer. A 29 month loan with a 1.40% fixed APR would have monthly payments of $35.10 per $1,000 borrowed. If you use TrueCar/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer, you must use a Cal Coast Auto Buying Service (TrueCar/NCI) and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a vehicle from New Cars Inc. and finance your purchase with California Coast. The TrueCar Price Quote Certificate must be generated no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. Discount for all year models is 0.50% off of the approved interest rate for loan terms up to 5 1/2 years (66 months). Discount for all year models is 0.25% off of the approved interest rate for loan terms of 67 months and longer. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.
390-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.
Rates and terms are based on credit history, subject to credit approval, and subject to change. Up to 110% financing available based on credit worthiness and model year. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver's license and current insurance information are required at time of financing.
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Great branch and customer service at this location. I preferred sticking with this branch instead of joining Navy Fed or USAA after joining the military. I've never had a problem here.
Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.