Basic

Take the California Coast Platinum Mastercard® for all it’s got. Like acceptance at thousands of merchants worldwide, plus low rates and automatic payment options. Not to mention valuable benefits like travel and emergency assistance, vehicle rental coverage and more.

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Platinum Mastercard®
2.88% APR1 Limited-Time Offer
Platinum Secured Mastercard®
EMV Chip Technology

Platinum Mastercard

Simple yet jam-packed!

The California Coast Platinum Mastercard is the perfect marriage of convenience and security. Enjoy credit limits up to $25,000, worldwide acceptance at millions of locations, account access at ATMs and an extensive range of benefits.

Plus, you can feel secure knowing your Platinum card comes with EMV chip technology that provides an extra layer of security when used at chip-enabled terminals.

Protection for you and your wallet.
  • Low rates to keep your monthly payment affordable
  • Travel and emergency assistance
  • Vehicle rental coverage
  • Up to $1,000,000 in travel accident insurance
  • Worldwide 24-hour cash access and merchant acceptance
  • Emergency cash and replacement cards
  • Zero Liability protection1 if your card is used without your permission
  • Plus ID Theft Protection3, Extended Warranty2,3, Price Protection2,3 and more

Applying for a credit card is easy! Click on the button below to begin an application or view our current rates.

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1Certain restrictions apply. You must notify California Coast immediately of any unauthorized use. Please see www.mastercard.us/zero-liability.html for more details.

2For eligible items purchased with your California Coast Platinum Mastercard.

3Certain terms, conditions, and exclusions apply. Contact California Coast for complete coverage terms and conditions or call (800) MC-ASSIST or (800) 622-7747 for assistance. Mastercard is a registered trademark of Mastercard International Incorporated.

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2.88% APR1 Limited-Time Offer

  • What’s the offer?
  • Enjoy 2.88% introductory APR1 with the California Coast Platinum Mastercard Credit Card on purchases and balance transfers with NO balance transfer fee and NO annual fee! 
     
  • When is the offer valid?
  • The introductory purchase and balance transfer rate is valid through 12/31/19.2 After 12/31/19 the APR1 will be 9.88% - 15.88% APR.2
     
  • How do I take advantage of the offer?
  • Apply online, call us at 877.495.1600 or visit your local branch.
In addition, the Platinum Mastercard® features—
  • NO annual fee
  • Credit limits up to $25,000
  • EMV chip technology
  • Low rates to keep your monthly payment affordable
  • Plus ID Theft Protection3, Extended Warranty3,4, Price Protection3,4 and more

Applying for a credit card is easy! Simply click on the button below to begin an application or view our current rates.

Apply Now Credit Card Rates

All information is accurate as of 5/1/18 and is subject to change without notice. For current rates and terms, please click “More Info” above or contact California Coast Credit Union at (877) 495-1600. All loans subject to approval. MasterCard is a registered trademark of MasterCard International Incorporated.

All loans subject to approval.

1APR = Annual Percentage Rate.

2Introductory rate valid 5/1/18 through 12/31/19. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, yourself, any joint owner(s) or co-maker(s). Offer valid on new Platinum Mastercard accounts only. Introductory rate does not apply to Platinum Choice Rewards, Platinum Secured and Platinum Student Credit Cards. Certain restrictions apply.

3For eligible items purchased with your California Coast Platinum Mastercard.

4Certain terms, conditions, and exclusions apply. Contact California Coast for complete coverage terms and conditions or call (800)-MC-ASSIST (800-622-7747) for assistance.

 

 

Platinum Secured Mastercard

Build or establish credit—quickly and easily!

Bad credit? No credit? A California Coast Platinum Secured Mastercard gives you the power of a Platinum card while you build or establish credit. Credit lines up to $2,000 are available1. It’s an easy way to get started or get on the right track.

Plus, you can feel secure knowing your Platinum Secured credit card comes with EMV chip technology that provides an extra layer of security when used at chip-enabled terminals.

Applying for a credit card is easy! Simply click on the button below to begin an application or view our current rates.

Apply Now Credit Card Rates


1As this is a secured card, you’re pledging funds in your savings account. $20 annual fee for Platinum Secured MasterCard.

 

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Little chip, big security boost

EMV chip technology has become the international standard in card security and we’re pleased to introduce this added layer of security to your California Coast Mastercard® Credit Card. Chip cards have a microchip inside the card that provides users with increased protection against fraud.

How it works

The EMV chip in your card produces a single-use code with every transaction at a chip-enabled terminal to validate the transaction and protect your card from unauthorized use. Since your Mastercard has both chip and magnetic stripe technology, regardless of what type of terminal a merchant has, you’ll be able to use your card anywhere Mastercard is accepted.

Using your chip card at a chip-enabled retail terminal or ATM:

  • Step 1: Insert your card “chip first” into the terminal. With chip transactions, your card remains in the terminal throughout the transaction.
  • Step 2: Follow the prompts on the terminal and wait for the transaction to be processed (you may be required to enter your PIN or sign to complete the transaction).
  • Step 3: Upon completion of your transaction the terminal will prompt you to remove your card.

For more information on using chip-enabled terminals, watch the video below:

 

Useful Tools & Services

We care about helping you

How to Manage Your Credit Cards

Credit Card Rates

Balance Transfer

 

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Life Savers!

I love California Coast because they helped me get my first credit card and refinance my car. They lowered my interest rate from 16.64% to 4.98%. They helped me save $2,300. They're real life savers!

2015

Manuel V.

valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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