Travel, cash back, gift cards — all yours, all free!

Take out the Platinum Choice Rewards Mastercard® for groceries, gasoline, dining out and just about anything else, and take off with free stuff! Click here to manage your rewards.

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Travel, cash back, gift cards — all yours, all free!
Platinum Choice Rewards Mastercard®
EMV Chip Technology

Little chip, big security boost

EMV chip technology has become the international standard in card security and we’re pleased to introduce this added layer of security to your California Coast Mastercard® Credit Card. Chip cards have a microchip inside the card that provides users with increased protection against fraud.

How it works

The EMV chip in your card produces a single-use code with every transaction at a chip-enabled terminal to validate the transaction and protect your card from unauthorized use. Since your Mastercard has both chip and magnetic stripe technology, regardless of what type of terminal a merchant has, you’ll be able to use your card anywhere Mastercard is accepted.

Using your chip card at a chip-enabled retail terminal or ATM:

  • Step 1: Insert your card “chip first” into the terminal. With chip transactions, your card remains in the terminal throughout the transaction.
  • Step 2: Follow the prompts on the terminal and wait for the transaction to be processed (you may be required to enter your PIN or sign to complete the transaction).
  • Step 3: Upon completion of your transaction the terminal will prompt you to remove your card.

For more information on using chip-enabled terminals, watch this video.

Platinum Choice Rewards Mastercard

Get the card that thanks you for every purchase1.

You’ll earn one point for every dollar you spend using your California Coast Platinum Choice Rewards Mastercard on eligible purchases. Points can add up to free travel, gift cards, shopping and cash in no time flat. And with credit limits of up to $25,000, you’ll have plenty of opportunities to earn rewards.

Plus, you can feel secure knowing your Platinum Choice Rewards card comes with EMV chip technology that provides an extra layer of security when used at chip-enabled terminals.

Travel rewards
  • Use points for hotel accommodations, cruises, airline tickets on any airline, and car rentals
  • Points can be used for any type of travel expense with no blackout dates
  • Book your travel online or with a travel agent
Gift cards
  • Redeem points for gift cards from retailers like Home Depot® and many more
  • QuickGifts program includes gift cards for major chain restaurants, apparel, home and garden
  • Gift cards available from major retailers and chains for dining, entertainment, shopping and more
  • Purchase online gift certificates for your favorite brands
Cash back
  • Earn cash back rewards by using your Platinum Choice Rewards card for everyday purchases

    How do you keep track of your reward points? Check out your quarterly statements or view them online, anytime.

Apply Now View Credit Card Rates

1Earn 1 point for each qualified dollar in net purchases. Not valid on cash advances, balance transfers or payoffs.


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Life Savers!

I love California Coast because they helped me get my first credit card and refinance my car. They lowered my interest rate from 16.64% to 4.98%. They helped me save $2,300. They're real life savers!


Manuel V.

valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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