A great start to good credit.

Cal Coast wants to help college students get off on the right financial foot—that’s why we offer a Platinum Student Mastercard®!

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Student Credit Card
Platinum Student Mastercard®
EMV Chip Technology

Little chip, big security boost

EMV chip technology has become the international standard in card security and we’re pleased to introduce this added layer of security to your California Coast Mastercard® Credit Card. Chip cards have a microchip inside the card that provides users with increased protection against fraud.

How it works

The EMV chip in your card produces a single-use code with every transaction at a chip-enabled terminal to validate the transaction and protect your card from unauthorized use. Since your Mastercard has both chip and magnetic stripe technology, regardless of what type of terminal a merchant has, you’ll be able to use your card anywhere Mastercard is accepted.

Using your chip card at a chip-enabled retail terminal or ATM:

  • Step 1: Insert your card “chip first” into the terminal. With chip transactions, your card remains in the terminal throughout the transaction.
  • Step 2: Follow the prompts on the terminal and wait for the transaction to be processed (you may be required to enter your PIN or sign to complete the transaction).
  • Step 3: Upon completion of your transaction the terminal will prompt you to remove your card.

For more information on using chip-enabled terminals, watch this video.

Platinum Student Mastercard

Your first card, your best way to establish credit.

Enrolled in nine credits or more in college? We can help you establish good credit with a California Coast Platinum Student Mastercard1.

Plus, you can feel secure knowing your Platinum Student Mastercard card comes with EMV chip technology that provides an extra layer of security when used at chip-enabled terminals.

Smart from the start.
  • Credit limits of up to $2,000
  • Competitive, fixed rate
  • Affordable monthly payment
  • No annual fee
Could it get any easier?
  • Employment isn’t required
  • Source of income is required — either from you or a co-signer

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1Applicants under the age of 21 must provide proof of income.


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Life Savers!

I love California Coast because they helped me get my first credit card and refinance my car. They lowered my interest rate from 16.64% to 4.98%. They helped me save $2,300. They're real life savers!


Manuel V.

valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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