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Member Referral Program
For a limited time get $100 for you, and $100 for anyone you refer to Cal Coast Credit Union.
For a limited time earn 2x the reward!
At Cal Coast, we believe great things are meant to be shared, like lower fees, competitive rates, local service, and a banking experience built around people, not profits. When you refer friends, family, coworkers, neighbors, or anyone who deserves better banking, you’re helping them join a credit union that puts their financial well‑being first.
And now, for a limited time earn 2x the reward!
That’s $100 for you and $100 for anyone you refer.
How It Works
Sharing is easy and rewarding.
- Invite someone you care about to join Cal Coast using your unique referral link.
- When they open qualifying accounts and meet simple requirements1, you both get rewarded.
- For a limited time, you will each earn double the normal reward—that means $100 for you and $100 for them!
Why Your Friends Will Thank You
Becoming a Cal Coast member opens the door to:
- Free Checking with eStatements including a secure Debit Mastercard®
- Get your paycheck early2
- Free financial tools and guidance
- Access to 30,000+ fee‑free ATMs nationwide
- Friendly, local service from a trusted credit union
Start Referring and Start Earning
Ready to put extra cash in your pocket and help the people you care about coast into better banking?
Spread the word. Share your link. Get rewarded.
A Membership with Built-In Security
Each California Coast checking account comes with a FREE California Coast Debit Mastercard®. It’s a “must-have” wherever you go—because it gives you 24/7 access to your cash and lets you make purchases wherever you see the Mastercard® logo. Whether for cash on the go or for purchases, our card fraud protection program always protects you and your money. Learn more about our new contactless debit and credit cards!
1. Limited-time 2x Rewards (earn double the standard $50 incentive): Available for a limited time. Offer may end at any time once referral bonus funds are exhausted. Terms and conditions subject to change without notice. Cannot be combined with any other offer. Cal Coast Credit Union branch employees not eligible. Membership and credit subject to approval. A one-time $5 membership fee required. Visit calcoastcu.org/membership-benefits/ for membership eligibility.
Bonus payment and Tax Info: All referral bonuses will be paid to the savings account within 3 business days after qualifications are met. All referral bonuses are considered interest, subject to tax, and will be reported on IRS Form 1099-INT.
Referring Members: To qualify for the limited-time $100 referral bonus, the referring member must be an existing, active Cal Coast Credit Union member in good standing. The referred member must be a new member to Cal Coast Credit Union, open a separate membership account which includes payment of a one-time $5 membership fee, and meet the Referred Member qualifications (see Referred Members section below). Bonus limits: a) $100 max referral bonus per referred member, b) $500 max total referral bonuses per calendar year.
Referred Members: To qualify for the limited-time $100 referral bonus, the referred member must: be a new Cal Coast member, meet membership eligibility and account opening criteria, be at least 13 years old, and open the required account types: savings account, checking account with eStatements, maintain at least a $50 balance in either account until the bonus is paid, and enroll in one of the following: Digital Banking, Bill Pay, or Direct Deposit.
Additional Promotion Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be a joint owner on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in Cal Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Cannot be combined with any other offer. Cal Coast Credit Union branch employees not eligible. Limited time offer. Learn more at calcoastcu.org/refer.
2. Direct Deposit may be credited up to 2 business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.
Membership and credit subject to approval. A one-time $5 membership fee required. Visit calcoastcu.org/membership-benefits/ for membership eligibility.
Contact Us
Have questions? Want more information? We’re more than happy to get in touch.
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.