Credit Cards
CREDIT CARDS
Two cards, no annual fee.
Whether you're paying down debt, earning rewards, or building credit there’s a Cal Coast Mastercard® for every goal.
Built-in protection

Peace of mind
- ID Theft Protection
- Zero Liability Protection on unauthorized charges
- Contactless, tap-to-pay enabled

Travel coverage
- Travel Accident Insurance
- MasterRental® coverage on eligible rentals
- Covers you 50+ miles from home, within the U.S.

Purchase protection
- Price protection on eligible items
- Extended warranty coverage
- No annual fee on any Cal Coast card
Apply in about 10 minutes.
$0 annual fee on either card. Skip the paperwork—apply from your phone.
| Platinum MasterCard® | Choice Rewards MasterCard® |
Apply in about 10 minutes.
$0 annual fee on either card. Skip the paperwork—apply from your phone.
220K+
members served
Since 1929
founded in Southern California
NCUA
federally insured
30,000
fee-free ATMS
|
200K+ members served |
Since 1929 founded in Southern California |
NCUA federally insured |
30,000 fee-free ATMs |
More on credit cards
Start building your credit with limits as low as $300.
See how points and redemptions work.
Move a high-rate balance to a lower one.
1. Certain terms, conditions, and exclusions apply. Contact California Coast at (877) 495-1600 for complete coverage terms and conditions, or call (800) MC-ASSIST / (800) 622-7747 for assistance.
2. Certain restrictions apply. You must notify California Coast immediately of any unauthorized use. See mastercard.us/zero-liability.html for details.
3. For eligible items purchased with your California Coast Platinum Mastercard.
4. Available only when traveling in the 50 United States and the District of Columbia. Benefits are designed to assist you or your travel companions when traveling 50 miles or more from home.
5. APR = Annual Percentage Rate, based on creditworthiness. Available for new accounts only. Introductory rate on balance transfers valid for 365 days from account opening. The 2.88% or 1.98% promotional offer cannot be used to pay off any Cal Coast loan or be made payable to cash, yourself, any joint owner(s), or co-maker(s). Introductory rate on balance transfers does not apply to Platinum Choice Rewards, Platinum Secured, or Platinum Student credit cards. See calcoastcu.org/credit-card-rates for current rates and terms.
6. APR = Annual Percentage Rate, based on creditworthiness. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.
7. APR accurate as of [date]. Loan subject to approval; rates, terms, and conditions subject to change and may vary based on creditworthiness. Introductory rate valid for the first 365 days from account opening, new accounts only. Membership and credit subject to approval; a one-time $5 membership fee and savings account required. Restrictions apply.
8. APR subject to change without notice; contact Cal Coast at (877) 495-1600 for current rates and terms. Introductory rate valid 365 days from account opening; the 2.88% promotional offer does not apply to purchases and cannot be used to pay off any Cal Coast loan or be made payable to cash, yourself, any joint owner(s), or co-maker(s). Offer valid on new Platinum Mastercard accounts only; does not apply to Platinum Choice Rewards, Platinum Secured, or Platinum Student cards. Applicants under 21 must provide proof of income. Mastercard is a registered trademark of Mastercard International Incorporated. Federally insured by NCUA.

