California Coast Credit Union is one of San Diego’s largest credit unions. Members enjoy over 20 California Coast branches, and 5,000 shared branches nationwide, including Vcom® units in 7-Eleven® Stores. Plus, we offer over 28,000 fee-free ATMs nationwide through the CO-OP Network, and 24/7 account access through our telephone and online banking systems. Founded in 1929 by a handful of San Diego area teachers, today California Coast Credit Union helps 120,000 members like you achieve their financial dreams. Learn more.
Everyone who lives or works in San Diego or Riverside Counties can join. To establish membership, all it takes is a one-time $5 membership fee and a savings account.
What is a Credit Union?
A credit union is a non-profit financial institution that’s owned by its members. That means a credit union exists only to do what’s right for you, the member/owner—not earn a profit. Why do you care? Lots of reasons. It means:
- Lower loan rates
- Higher savings rates
- Lower or even no fees for many services
- Friendly staff and personal service
- You get to vote to elect the Board of Directors
- You help your fellow credit union members realize their dreams, too. How? Because a credit union is a cooperative financial institution—your savings deposits become another member’s auto loan.
- And much more
Deposit accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal