California Coast Financial Services

Financial planning and investment services to help you pursue a sound financial future.

Cal Coast Credit Union Financial Services
Financial Planning & Investments
Make an Appointment
Financial Advisors
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Need help planning for retirement, major purchases or education funding? Use our assessment calculators to help you evaluate your options by answering “what if” and “how much” to many of the financial questions you may face.

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

Retirement

Retirement planning can be overwhelming. Our Retirement Assessment tool can help you evaluate your retirement plan to see if you have enough income and assets to live comfortably after you retire from your job.

RETIREMENT ASSESSMENT

Major Purchase

Thinking of buying a high ticket item like a new car or home? Use our Major Purchase Assessment tool to help you evaluate the cost and determine how much you will need to save to make your purchase.

MAJOR PURCHASE ASSESSMENT

Education

Planning on funding your child’s education? Use our Education Assessment tool to help you understand the cost of tuition and explore savings options to save for an education fund.

EDUCATION ASSESSMENT

Estate Planning

Estate planning can be a scary and daunting task. Estate Docs Pro* can help make estate planning quick, easy and affordable. The Revocable Living Trust is part of a package with dozen of customizable features to help you create your own comprehensive estate plan portfolio fit for your needs. When completed you can download your complete plan in minutes.

START YOUR ESTATE PLANNING

Make An Appointment       Contact Me

Meet with one of our Financial Advisors for a consultation in a branch office near you—please call us at (858) 495-1625. Speaks English, Italian and German.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.


Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through PFG Advisors. California Coast Financial Services, California Coast Credit Union, Securities America, and PFG Advisors are separate entities. Securities America and its representatives do not provide tax or legal advice. Trust services provided by Premier Trust, a subsidiary of Ladenburg Thalmann.

Not NCUA Insured

Not Credit Union Guaranteed

May Lose Value

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

CCCU does not endorse or encourage the product or services. CCCU urges you to do your own due diligence on the vendor and its product/service.

California Coast Financial Services is dedicated to providing you with sound retirement planning and investment services with the exceptional level of member service that you have come to expect. It's part of our commitment to you and our promise to help you pursue a sound financial future.

Our experienced and knowledgeable Financial Advisors offer industry experience and personalized service, designed to help you pursue your financial needs and goals—all in the convenience of Cal Coast branch locations. Whether you’re a first time or an experienced investor, it’s always a great idea to plan for your financial future.

To learn more about our financial consultants, click here. You can also check the background of investment professionals associated with this site on FINRA's BrokerCheck.

At your service, in your branch.

As a member of Cal Coast, you’re welcome to schedule a complimentary consultation with one of our Financial Advisors. Together, you can discuss:

  • Retirement Planning
  • College Savings
  • Income/Distribution Planning
  • Investment Planning
  • Tax-Advantaged Investments
  • Rollover Strategies
  • IRAs, Roth IRAs, 401(k) and 403(b) Plans
  • Mutual Funds, Stock and Bonds
  • Fixed and Variable Annuities
  • Life Insurance
  • Personal Financial Assessments
  • Comprehensive Financial Guidance
  • Trust and Estate Planning

Unlike advisors in many large brokerage firms, our Financial Advisors are located within your local branch and provide you with personalized, one-on-one attention. Because your best interest is always in mind, Financial Advisors are not required to offer specific proprietary options, so you can rest assured that the information and recommendation you receive is objective.

Make An Appointment       Contact Me

Meet with one of our Financial Advisors for a consultation in a branch office near you, please call us at (858) 495-1625. Speaks English, Italian and German.


Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through PFG Advisors. California Coast Financial Services, California Coast Credit Union, Securities America, and PFG Advisors are separate entities. Securities America and its representatives do not provide tax or legal advice. Trust services provided by Premier Trust, a subsidiary of Ladenburg Thalmann.

Not NCUA Insured

Not Credit Union Guaranteed

May Lose Value

 

This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

Make An Appointment

To set up an appointment with a Financial Advisor, please complete the form below:

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Financial Advisors

California Coast Financial Services has experienced and knowledgeable financial advisors available to meet with you in our credit union branches. Whether you are just starting off or are a seasoned investor, our financial advisors will provide you with the steps needed today to work toward securing your retirement for tomorrow.

To meet with one of our Financial Advisors for a consultation in a branch office near you, please call us at (858) 495-1625.

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.


 
Mark Roesch, Financial Advisor

Mark Roesch | Financial Advisor | California Coast Financial ServicesMark Roesch is a Financial Advisor for California Coast Financial Services. Mark offers a wide range of consultative financial services to clients such as retirement planning, estate planning, college savings, investments and asset allocation. Mark is dedicated to building trusted collaborative relationships with clients. He takes a client-focused approach and examines current financial situation to determine tailored plans to help pursue financial needs and goals.

Mark earned a Bachelor of Science degree in Business Administration at San Diego State University. He currently holds his Series 7 and 66 registrations.

CA Insurance License # 0I85543

To schedule your complimentary, no obligation consultation, call (858) 636-4259. Speaks English.

 

Nick Kolata, Financial Advisor

Nick Kolata | Financial Advisor | California Coast Financial ServicesNick Kolata is a Financial Advisor for California Coast Financial Services. He brings a wealth of knowledge and experience from working in the banking and investment industries. Nick believes in building strong relationships with his clients and offers comprehensive, individualized financial plans catered to the client’s risk tolerance and financial goals.

Nick earned a Bachelor of Arts in Communication from Cal State San Marcos. He currently holds his Series 7 and 66 registrations.

CA Insurance License # 0H88436

To schedule your complimentary, no obligation consultation, call (858) 636-4218. Speaks English.

 

Sandra Torres,CRPC®, Financial Advisor

Sandra Torres | Financial Advisor | California Coast Financial ServicesSandra Torres is a Financial Advisor for California Coast Financial Services. Sandra is a seasoned industry veteran with over 20 years of financial services experience. She offers a wealth of knowledge and experience to help her clients pursue their financial goals.

Sandra has a client-focused approach to financial planning and offers objective, unbiased advice and service. Specializing in retirement planning, she works closely with clients to develop customized financial strategies that incorporate 401K rollovers, lump sum rollovers, IRA management, pension selection and pension maximization.

Sandra is committed to financial literacy and enjoys sharing her knowledge and experience with individuals and groups on such topics as asset allocation, retirement planning, financial management, college planning and succession planning. She firmly believes that education can help individuals make sound financial decisions and takes every opportunity to ensure that her clients are well informed.

Sandra earned a Bachelor’s in Business Administration from the University of Phoenix. She currently holds her Series 7 and 10 registrations. In addition, she is a Chartered Retirement Planning Counselor (CRPC®).

CA Insurance License # 0C06947

To schedule your complimentary, no obligation consultation, call (858) 636-4248. Speaks English.

 

Tim Barnard, Financial Advisor

Tim Barnard | Financial Advisor | California Coast Financial ServicesTim Barnard is a Financial Advisor for California Coast Financial Services. He brings over two decades of experience in the financial industry and specializes in providing customized comprehensive financial planning, tax strategy, wealth management and investment advisory services. He takes a client-based approach and believes in building long-term, solid relationships that are based upon trust and quality service.

Tim recognizes the importance of financial literacy and is dedicated to sharing his knowledge with clients to help them feel comfortable with investing. He excels at developing customized financial plans that not only anticipate client needs, but remain flexible to accommodate their evolving financial needs.

Tim earned a Bachelor’s in Communications from Hanover College. He currently holds his Series 7, 63 and 65 registrations.

CA Insurance License #0B99337

To schedule your complimentary, no obligation consultation, call (858) 636-4270. Speaks English.
 

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.


 

Securities offered through Securities America, Inc., Member FINRA/SIPC. Advisory services offered through PFG Advisors. California Coast Financial Services, California Coast Credit Union, Securities America, and PFG Advisors are separate entities. Securities America and its representatives do not provide tax or legal advice. Trust services provided by Premier Trust, a subsidiary of Ladenburg Thalmann.

Not NCUA Insured

Not Credit Union Guaranteed

May Lose Value

This site is published for residents of the United States and is for information purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. Persons mentioned on this website may only offer services and transact business and/or respond to inquiries in states or jurisdictions in which they have been properly registered or are exempt from registration. Not all products and services referenced on this site are available in every state, jurisdiction or from every person listed.

What's Your Cal Coast Advantage?

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Useful Tools & Services

We care about helping you save for whatever you need or want.

Savings Calculators  

Certificate Rates

Financial Check-Up

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We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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