Cal Coast's New Way to Send Money

PayItNow is located in the Cal Coast Mobile app and allows you to send money to almost anyone with an email address or mobile phone number.

To transfer funds using PayItNow you will provide the email address or mobile phone number for the intended recipient, as well as specify the amount to be sent. The recipient is notified by email or text message that you are sending money. This notification includes instructions on how to securely accept the funds. Once completed, the funds are electronically transferred in 1-2 businesses days, and the transaction is complete.

PayItNow offers an added layer of security by using a secret question and answer function to help ensure your funds are transferred as intended.

No. The recipient doesn't need to be a California Coast member. When the recipient is notified that money is being sent to them they will be prompted by PayItNow to follow a few steps to be able to accept the funds.

Yes, previous recipients will be available for repeat use.

PayItNow can transfer money to recipients in the 50 U.S. States, Washington D.C., Armed Forces Americas, Armed Forces Other, Armed Forces Pacific, American Samoa, Federated States of Micronesia, Guam, Marshall Islands, Northern Mariana Islands, Palau, Puerto Rico, and U.S. Virgin Islands

Members wishing to make international transfers (non-U.S. Territories and military) can wire the money. Any wire that has a final destination in another country is considered an international wire and must be processed as an international wire.

Wire transfers must be completed in person at a CCCU branch. Requests received after 12 p.m., Monday through Friday, or any time on Saturday, will be processed the next business day.

The minimum is $0.01.

Maximum:

Single transaction: $1,000
Daily total: $1,000
Monthly total $10,000

No. There is no fee.

The recipient is notified by email or text message as soon as you set up the payment. Once the recipient has followed the steps needed to accept the funds, they will appear in the recipient’s account in 1-2 days. The recipient has 10 calendar days to accept the funds before the transaction is canceled.

No, the funds stay available in the sender's account until recipient accepts the transfer. Once the recipient has followed the steps needed to accept the funds, they will appear in the recipient’s account in 1-2 days. The recipient has 10 calendar days to accept the funds before the transaction is canceled.

Should you wish to put the funds on hold in your account to until the recipient accepts the transfer, login to online banking and select the “Add Transaction” option. Next enter the date, description, and amount. The hold will be displayed at the top of the transaction history and can be deleted at any time.

If the recipient has not yet accepted the payment, the sender can cancel the payment by selecting it from scheduled payments and then cancelling it. The recipient will then be notified that the payment has been cancelled and to contact the sender with any questions.

No, the only thing a recipient can do is not accept the payment.

The recipient has 10 calendar days to accept the funds before the transaction is canceled. If the transaction is canceled you’ll need to set up the payment to the recipient again.

If you suspect that you're a victim of fraud or identity theft, contact California Coast Credit Union immediately at (877) 495-1600.

There are several ways that PayItNow helps ensure your transfer gets to the intended recipient.

When you begin the process, you’ll be asked to input the recipient’s name, and email address or mobile phone number, twice, for confirmation. Verify this information with the recipient before you set up the transfer, and check it carefully when entering it.

You will be asked to input a security question and answer when you set up your transfer. The recipient will be prompted for the answer to the question before the transfer can be completed.

First, the routing number will be verified as your recipient enters it. Once your recipient enters a valid routing number and adds their account number, the payment instruction is sent to your recipient’s financial institution for processing (which takes 1-2 business days to post to your recipient’s account). If the recipient entered an incorrect account number, the transaction will fail. The funds will then be returned to your account, typically within 3-4 business days.

If your recipient inadvertently enters an account number that is valid but not owned by your recipient, your recipient will need to reach out their financial institution to research the transaction for them.

The text message will come from 860-724-2029.

The email will come from no-reply@payveris.com. Payveris is our trusted partner. All information in the email will be secure.