A Special Offer Just for you
1/4% Auto Rate Discount!*

We're offering you a 1/4% off our 7 year (84 month) auto loan rate.* See below for more competitive rates and terms. At California Coast Credit Union you can drive home savings with low-rate car loans and refinancing as low as 1.48% APR. Our auto loan rates and terms are good for new and used cars and trucks with up to 120% financing, plus no down payment required and make no monthly payments for 90 days!**

Act Now, this offer expires in 72 hours.

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Find out how much you can save by refinancing or purchasing a new car with a California Coast auto loan

We're here to answer your questions - our Member Service Center is available Mon - Fri 9am-6pm, Sat 9am-2pm.

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California Coast auto loan refinance payment example

Rates effective: 03/24/2014

Maximum Term APR
(As Low As*)
APR with 1/4% discount
Model Years 2004 or Newer
up to 48 Months 1.48%
49 to 60 Months 1.85%
61 to 72 Months 1.98%
Model Years 2013 or Newer
73 to 84 Months 3.73% 3.48%
Model Years 2005-2009
(for model years 2004 or older, please contact (877) 495-1600)
up to 60 Months 1.85%
61 to 72 Months 1.98%

Take advantage of our low rates to purchase a vehicle for yourself, or for a special student or recent graduate in your life.

Rates subject to change without notice.

Amount Financed: Some applicants may require a down payment.

TERMS AND CONDITIONS: To apply for this special offer, all applicants need to live or work in San Diego or Riverside counties. Before the loan can be funded, membership needs to be established with a $5 one-time membership fee and a savings account.

*Cannot be used in combination with any other discounts. Existing California Coast Credit Union auto loans are not eligible for this offer. Offer not valid on 1.98% or lower APR auto loans. Rates and terms as of 03/24/2014. Subject to credit approval and subject to change without notice. Other restrictions apply. Up to 120% financing available based on creditworthiness and model year. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), both including tax, license, fees and optional products such as GAP or Warranty and is subject to approval. A valid driver's license and current insurance information are required at time of financing. **90-day deferred payment option for qualified borrowers. Interest accrues immediately.

Maximum Term: 7 years (84 months) on loan amounts of $25,000 and above for model year 2013 or newer. Terms of 6 years (72 months) require a minimum loan amount of $12,000 and are available only on 2005 or newer vehicles. For 4 years (48 months) at 1.48% APR estimated monthly payment is $21.47 per $1,000 borrowed. For 5 years (60 months) at 1.85% APR estimated monthly payment is $17.46 per $1,000 borrowed. For 6 years (72 months) at 1.98% APR estimated monthly payment is $14.74 per $1,000 borrowed.

APR = Annual Percentage Rate. Annual Percentage Rates listed are our best rates and may be higher based on credit history. Rates quoted are for purchase and refinance transactions only; higher rates apply to requests for cash-out. All loans subject to approval.