Business Checking & Savings

Business Checking & Savings

Effective: October 1, 2014

At California Coast Credit Union, our competitive rates on business checking, savings and certificate accounts will provide you with the tools you need to save for your future.

Checking
Savings
Certificates
Tier Dividend Rate APY*
Business Interest Checking
Under $100 None Paid None Paid
$100 to $24,999.99 0.05% 0.05%
$25,000 to $94,999.99 0.05% 0.05%
$95,000 or more 0.10% 0.10%
*APY = Annual Percentage Yield. Fees may reduce earnings. Rates are variable and may change at any time without notice after the account is opened. Dividend rates and APYs are accurate as of the Rates Effective date, above. Terms subject to change.
Tier Dividend Rate APY*
Business Money Market Index
Under $2,500 None Paid None Paid
$2,500 to $24,999.99 0.05% 0.05%
$25,000 or more 0.10% 0.10%
Business Money Market Savings
Under $2,500 None Paid None Paid
$2,500 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.10% 0.10%
$25,000 - $99,999.99 0.10% 0.10%
$100,000 or more 0.10% 0.10%
Business Savings
Under $50 None Paid None Paid
$50 or more 0.05% 0.05%

Rates subject to change without notice.

*APY = Annual Percentage Yield. Fees may reduce dividends. Rates are variable and may change at any time.

Tier $1,000 -
$9,999.99
$10,000 - $49,999.99 $50,000 - $89,999.99 $90,000
or more
Dividend
Rate
APY* Dividend
Rate
APY* Dividend
Rate
APY* Dividend
Rate
APY*
Business Certificates
3 - 6 Month 0.05% 0.05% 0.15% 0.15% 0.20% 0.20% 0.20% 0.20%
6 - 12 Month 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.25% 0.25%
1 - 2 Year 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.30% 0.30%
2 - 3 Year 0.30% 0.30% 0.40% 0.40% 0.45% 0.45% 0.45% 0.45%
3 - 4 Year 0.45% 0.45% 0.55% 0.55% 0.60% 0.60% 0.60% 0.60%
4 - 5 Year 0.65% 0.65% 0.75% 0.75% 0.80% 0.80% 0.80% 0.80%
5 Year 0.90% 0.90% 1.00% 1.00% 1.05% 1.05% 1.05% 1.05%
18-Month Bump Rate Certificate 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
11-Month Liquid Certificate-Discontinued 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
*APY = Annual Percentage Yield. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Dividend rates and APYs are accurate as of the Rates Effective date, above. Terms subject to change without notice.

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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