Rates effective as of:
Whether you want to take a vacation, consolidate bills, increase your home's energy efficiency or just need some extra cash, we make financing your dreams easy!
Please visit any of our local branches or give us a call at (877) 495-1600 to request a secured personal loan.
| Minimum Loan Amount | APR1 (As Low As) |
Term |
|---|---|---|
| Residential Energy Efficiency Loan | ||
|
$2,500 - $30,000 |
3.90% |
29 months |
|
$2,500 - $50,000 |
5.90% |
5 years |
|
$2,500 - $50,000 |
6.40% |
10 years |
|
$2,500 - $50,000 |
6.90% |
15 years |
1APR = Annual Percentage Rate.
Rates subject to change without notice.
Residential Energy Efficiency Loan Payment Examples: A 29 month loan at 3.90% will have 29 monthly payments of $36.20 per $1,000 borrowed. A 60 month (5 year) loan at 5.90% will have 60 monthly payments of $19.30 per $1,000 borrowed. A 120 month loan (10 years) at 6.40% will have 120 monthly payments of $11.31 per $1,000 borrowed. A 180 month (15 year) loan at 6.90% will have 180 monthly payments of $8.94 per $1,000 borrowed.
| Minimum Loan Amount | APR1 (As Low As) |
Term |
|---|---|---|
| Signature Loan | ||
|
$500 - $30,000 |
3.90% |
Up To 29 Months |
|
$500 - $30,000 |
9.88% |
Up To 36 Months |
|
$500 - $30,000 |
10.88% |
Up To 48 Months |
|
$500 - $30,000 |
11.88% |
Up To 60 Months |
| Signature Line of Credit | ||
|
$500 - $25,000 |
14.50% |
Revolving |
1APR = Annual Percentage Rate and may vary based on credit history. All loans subject to approval.
Rates subject to change without notice.
Signature/Personal Loan Payment Examples: A 29 month loan at 3.90% will have 29 monthly payments of $36.20 per $1,000 borrowed. A 36 month loan at 9.88% will have 36 monthly payments of $32.22 per $1,000 borrowed. A 48 month loan at 10.88% will have 48 monthly payments of $25.79 per $1,000 borrowed. A 60 month loan at 11.88% will have 60 monthly payments of $22.19 per $1,000 borrowed. Monthly payments for the Signature Line product are 3% of the outstanding balance at the time of the last advance or $25 whichever is greater. A $1,000 Signature Line balance will have a $30 minimum monthly payment.
| Loan | Type | Loan Amount | APR1 | Term2 |
|---|---|---|---|---|
| Savings and Money Market Secured Loan | Fixed | 100% of available Savings or Money Market balance | 3.00% | Up to 84 months |
| Certificate Secured Loans | Fixed | With monthly payments: up to 100% of certificate balance | 3% above current certificate rate | Up to full certificate term |
Please call (877) 495-1600 or visit a local branch to apply for a Secured Signature Loan.
1APR = Annual Percentage Rate and may vary based on credit history. All loans subject to approval.
2Loan term cannot exceed certificate term.
Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.
