Auto Loan Rates

Drive home savings with a California Coast refinance or new car loan.

We're having a rate special! Rates now as low as 1.48% APR for 4 years or 1.85% APR for 5 years through April 30, 2014.* Apply now!

Looking for a great deal on a pre-owned vehicle? Our auto buying service, New Cars Inc. (NCI), has weekly auto specials just for members!** Check out the exclusive list of specially-priced vehicles today.

Additional discounts: Ask about our discounts if you have an Ultra Performance Checking or Money Market Account.

Rates effective: 3/24/2014

Maximum Term APR
(As Low As*)
Rate Type Get Started!
Model Years 2010 or Newer
up to 48 Months 1.48% Fixed
49 to 60 Months 1.85% Fixed Calculators

61 to 72 Months 1.98% Fixed
Model Years 2013 or Newer
73 to 84 Months 3.48% Fixed
Model Years 2005-2009
(for model years 2004 or older, please call (858) 495-1600)
up to 60 Months 1.85% Fixed Calculators

61 to 72 Months 1.98% Fixed

Rates subject to change without notice.

Amount Financed: Some applicants may require a down payment.

*APR = Annual Percentage Rate. Rate special good though April 30, 2014. 1.98% or lower APR cannot be combined with other discounts or promotions. For 4 years (48 months) at 1.48% APR estimated monthly payment is $21.47 per $1,000 borrowed. For 5 years (60 months) at 1.85% APR estimated monthly payment is $17.46 per $1,000 borrowed. For 6 years (72 months) at 1.98% APR estimated monthly payment is $14.74 per $1,000 borrowed.

**California Coast Credit Union does not endorse or encourage the product or services. California Coast Credit Union strongly urges you to do your own due diligence on the vendor and its product/service.

Maximum Term: 7 years (84 months) on loan amounts of $25,000 and above for model year 2013 or newer. Terms of 6 years (72 months) require a minimum loan amount of $12,000 and are available only on 2005 or newer vehicles.

Annual Percentage Rates (APR) listed are our best rates and may be higher based on credit history. Rates quoted are for purchase and refinance transactions only; higher rates apply to requests for cash-out. All loans subject to approval.