Certificate Account Rates

At California Coast Credit Union, our competitive rates on our certificate accounts let you take advantage of risk-free investing while enjoying the great rates you've come to expect. We offer a variety of rates for consumer and business accounts with minimum opening deposits as low as $1,000. You'll like the flexibility of California Coast's Certificates that let you select a maturity date - anytime between three months to five years.

Rates effective: 4/24/2014

Tier $1,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $89,999.99 $90,000 or more
Dividend
Rate
  APY*   Dividend
Rate
  APY*   Dividend
Rate
  APY*   Dividend
Rate
  APY*  
Certificates
3 - 6 Month 0.05% 0.05% 0.15% 0.15% 0.20% 0.20% 0.20% 0.20%
6 - 12 Month 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.25% 0.25%
1 - 2 Year 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.30% 0.30%
2 - 3 Year 0.30% 0.30% 0.40% 0.40% 0.45% 0.45% 0.45% 0.45%
3 - 4 Year 0.45% 0.45% 0.55% 0.55% 0.60% 0.60% 0.60% 0.60%
4 - 5 Year 0.65% 0.65% 0.75% 0.75% 0.80% 0.80% 0.80% 0.80%
5 Year 0.90% 0.90% 1.00% 1.00% 1.05% 1.05% 1.05% 1.05%
18-Month Bump Rate Certificate 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.30% 0.30%
11-Month Liquid Certificate-Discontinued 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

Minimum Balance Dividend Rate APY*
Holiday Saver Certificate
Under $50 None Paid None Paid
$50 or more 0.15% 0.15%
Summer Certificate
Under $50 None Paid None Paid
$50 or more 0.15% 0.15%

*APY = Annual Percentage Yield. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Dividend rates and APYs are accurate as of the Rates Effective date, above. Terms are subject to change without notice.