Individual Retirement Account (IRA) Rates

With California Coast Credit Union's IRAs, you can save for your future, while enjoying potentially tax-deferred savings benefits. Take advantage of our competitive rates and open your retirement account today!

Rates effective: 4/18/2014

Tier $1,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $89,999.99 $90,000 or more
Dividend
Rate
  APY*   Dividend
Rate
  APY*   Dividend
Rate
  APY*   Dividend
Rate
  APY*  
Certificates
3 - 6 Month 0.05% 0.05% 0.15% 0.15% 0.20% 0.20% 0.20% 0.20%
6 - 12 Month 0.10% 0.10% 0.20% 0.20% 0.25% 0.25% 0.25% 0.25%
1 - 2 Year 0.15% 0.15% 0.25% 0.25% 0.30% 0.30% 0.30% 0.30%
2 - 3 Year 0.30% 0.30% 0.40% 0.40% 0.45% 0.45% 0.45% 0.45%
3 - 4 Year 0.70% 0.70% 0.80% 0.80% 0.85% 0.85% 0.85% 0.85%
4 - 5 Year 0.65% 0.65% 0.75% 0.75% 0.80% 0.80% 0.80% 0.80%
5 Year 0.90% 0.90% 1.00% 1.00% 1.05% 1.05% 1.05% 1.05%
18-Month Bump Rate Certificate 0.40% 0.40% 0.50% 0.50% 0.55% 0.55% 0.55% 0.55%

Minimum Balance Dividend Rate APY*
IRA Savings
Under $50 None Paid None Paid
$50 or more 0.05% 0.05%

Rates subject to change without notice.

*APY = Annual Percentage Yield. Annual Percentage Yield assumes that dividends will remain in the account until maturity. Fees may reduce earnings. Penalty for early withdrawal.