New Member Offer - Get $250
LIMITED-TIME OFFER
Get $250
Earn $200 when you open a new checking account and meet qualifying requirements.1
Plus, get an extra $50 when you use your debit card.2
Promo Code RESET
Accounts must be opened by December 31, 2026.
How to get $200 + $50
Two seprate bonuses, stacking toward $250 total.
$200
running total: $200
Open your account
Within 60 days: set up direct deposits totaling $500+, OR maintain a $250+ savings balance for 60 consecutive days.
+$50
running total: $250
Use your debit card
Make at least $250 in purchases with your Cal Coast Debit Mastercard® within 60 days.
Get $200 with either checking account
The difference is identity protection and account benefits.
Free Checking with eStatements
- Digital tools for bills, spending, and saving
- Debit Mastercard® for everyday purchases
- 30,000+ fee-free CO-OP® ATMs nationwide
- Direct deposit up to 2 days early5
Extra Value Checking
- Everything in Free Checking with eStatements, plus:
- Up to $25,000 identity theft coverage4
- Dark web monitoring and alerts4
- Loan rate discounts6 and ATM rebates7
More support for your financial reset
Member benefits worth knowing about while you're here.
0% balance transfer fees on the Platinum Mastercard® on qualifying balance transfers.8
No payments for 90 days on a refinanced auto loan.9
Free one-on-one sessions with a Certified Financial Coach.
Coast into better banking with Cal Coast. Nearly 100 years of service, with stability, personalized support, and member-first benefits.
1. Accounts must be opened by December 31, 2026, and may be changed or discontinued at any time without notice. Use promo code "RESET" at account opening. Offer cannot be combined with any other promotional offer. Cal Coast Credit Union employees are not eligible. New members must be at least 13 years old to qualify; members ages 13-15 must have a parent or legal guardian as a joint owner. Must meet membership and account eligibility requirements. A one-time $5 membership fee may apply. To receive the $200 bonus, within 60 days of account opening, either: (1) establish and receive qualifying direct deposits totaling at least $500 into the new checking account, or (2) deposit at least $250 into the primary savings account and maintain a minimum balance of $250 for 60 consecutive days. Qualifying direct deposits are electronic deposits of income, such as payroll, pension, Social Security, or other government benefits, made through the Automated Clearing House (ACH) network. Person-to-person transfers (including Zelle®, Venmo®, or Cash App®), mobile deposits, ATM deposits, wire transfers, transfers between accounts, and other non-payroll ACH credits do not qualify.
2. To receive the $50 debit card bonus: use your Cal Coast Debit Mastercard on everyday purchases totaling at least $250 within 60 days of account opening. Cash advances, ATM transactions, balance transfers, and returned purchases do not qualify.
All incentive bonus payments will be deposited into the member’s primary savings account within 60 days after all promotional requirements are met. Bonus payments are considered interest for tax purposes and may be reported on IRS Form 1099-INT.
3. Monthly $1.50 fee waived with eStatement enrollment and/or $250/month in aggregate direct deposit, or if the primary account holder is 18 or under, or 62 or older.
4. Minimum opening balance of $25. Maintenance fee of $3.75/month, waived for the first 2 months. Applicant must be at least 18. Identity theft insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. Insurance products are not federally insured, are not obligations of, or guaranteed by the credit union. Coverage not available to New York residents and may not be available in all jurisdictions. Monitoring services require consumer activation and apply to individuals 18+ with a valid credit file; credit services provided by TransUnion®.
5. Direct deposit may post up to two business days early if provided by the payer; actual deposit date is not guaranteed.
6. Loan rate discounts apply to members in good standing upon funding; excludes credit cards and lines of credit; cannot be combined with other offers.
7. ATM fee waivers do not include fees charged by banks outside the CO-OP network.
8. Restrictions apply to 0% balance transfer offer.
9. 90-day deferred payment for qualified borrowers; finance charges accrue immediately and are repaid over the life of the loan, which may increase total finance charges. Restrictions apply. Federally insured by NCUA. Mastercard is a registered trademark of Mastercard International Incorporated.
