Retirement Savings Accounts & Certificates

Save today for a fun, relaxing tomorrow.

You work hard all your life. Shouldn’t your retirement be your time to play hard — or do absolutely nothing at all? We can help get you there!

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Retirement Savings Accounts & Certificates

Retirement Savings Accounts & Certificates
IRA Certificates
IRA Savings Account

36-48 Month IRA Certificate

Make your savings go farther.
Perfect for setting aside your hard earned money for a longer term.
  • Fixed 1.25% APY*
  • Begin with as little as $1,000
  • Your funds are safe and secure
Keep track — quickly and easily.
  • Free eStatements
  • Free Cal Coast Online
  • Free Mobile Banking**
  • Free CoastLine Telephone Banking

View IRA Certificate Rates

 

*APY = Annual Percentage Yield. The minimum deposit required to open the 36-48 Month IRA Certificate is $1,000. The minimum balance to earn the 1.25% APY is $1,000. Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Fees could reduce earnings. Other rates and terms available. Rates are accurate as of 1/14/16. Visit one of our branch locations for details on rates, fees and minimum balance requirements. Rates and terms are subject to change without notice. Federally insured by NCUA. **Check with your wireless provider to determine if data and text messages rates apply.

 

IRA Certificates       

Lock in a rate for three months to five years.

Retirement will be here before you know it, so now’s the time to start saving. An IRA Certificate makes it easy.

Lots of ways to save.
  • Begin with as little as $1,000
  • Choose a term between three months and five years
  • Traditional, Roth, Spousal, Coverdell and SEP
No surprises along the way.
  • Fixed rate
Easy ways to manage your money.
  • Free eStatements
  • Free Cal Coast Online
  • Free Mobile Banking*
  • Free CoastLine Telephone Banking

View Savings Rates

 

Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice. *Check with your wireless provider to determine if data and text messages rates apply.

 

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IRA Savings

Save on your own terms!

Like the idea of an IRA but don’t want to be locked into a specific term or rate? No problem! An IRA Savings Account lets you save as long as you like.

Amount? Term? Type? It’s your choice.
  • No minimum opening balance
  • Variable rate
  • Traditional, Roth, Spousal, Coverdell and SEP
  • Additional deposits allowed at any time
Manage your money on your own terms.
  • Free eStatements
  • Free Cal Coast Online
  • Free Mobile Banking*
  • Free CoastLine Telephone Banking

View Savings Rates

Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice. *Check with your wireless provider to determine if data and text messages rates apply.

 

Tell me more! Contact Me

18-Month Bump IRA Certificate

They don’t call it bump for nothing!
If the market changes and rates go up, this unique certificate allows you to bump-up to a higher rate one time during the certificate's term.*
  • Fixed 0.75% APY*
  • Begin with as little as $1,000
  • Your funds are safe and secure
Keep track — quickly and easily.
  • Free eStatements
  • Free Cal Coast Online
  • Free Mobile Banking**
  • Free CoastLine Telephone Banking

View IRA Certificate Rates

*APY = Annual Percentage Yield. The minimum deposit required to open the 18-Month Bump IRA Certificate is $1,000. The minimum balance to earn the 0.75% APY is $1,000. One time bump rate option available at the request of the certificate owner. The new rate from the date of the increase will remain in effect until the certificate maturity date. Additional deposits are allowed at any time during the term. Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Fees could reduce earnings. Rates are accurate as of 1/14/16. Other rates and terms available. Visit one of our branch locations for details on rates, fees and minimum balance requirements. Rates and terms are subject to change without notice. Federally insured by NCUA. **Check with your wireless provider to determine if data and text messages rates apply.

Useful Tools & Services

We care about making your retirement all you want it to be.

Certificates

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Investment Services    

Easy Account Monitoring

I have used online banking since its inception. It has worked without problems and is a breeze to use. I can transfer monies between accounts, easily move money from savings to checking and back. And, the result is instantaneous. It has been a real lifesaver for sending money to my daughter in emergencies using the Send Money feature. She receives it within minutes into her own account thru PayPal.

The Bill Pay system works very well whether scheduling one-time or repeated payments and whether using my computer or iPhone, and it sends notifications when they're made. This system can send electronic direct deposits.

It's super easy to view deposits and withdrawals from my various accounts, including credit card charges, so monitoring and tracking my transactions is a piece of cake.

At home or on the road, it's you're viewing a live interactive bank statement. I highly recommend Cal Coast Online. And I've been a member for over 35 years!

Rkngranny

valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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