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Pick Your Term
7-Month or 11-Month Certificate
Savings on your terms. Pick the path that works for you!
- Earn a fixed 4.00% APY1 with a short 7- or 11-Month term
- Start with $10,000 minimum opening balance, and no maximum (NEW MONEY ONLY)
- Add $1,000 increments anytime to boost your balance
- Rest easy knowing your funds are insured up to at least $250,000 by NCUA
Membership and credit are subject to approval. New members: a one‑time $5 membership fee and savings account required
- APY= Annual Percentage Yield. Rates are accurate as of 04/09/2026. NEW FUNDS REQUIRED. The minimum balance required to open and earn stated APY is $10,000. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Early withdrawal penalty applies. Fees could reduce earnings. Offer excludes individual retirement accounts. Additional deposits of $1,000 or more in new money may be made at any time during the term. Term‑specific requirements: 7‑Month Certificate: At maturity, the 7‑Month Certificate automatically renews into a standard 6‑Month Certificate at the prevailing rate; credited dividends become part of principal. 11‑Month Certificate: At maturity, the 11‑Month Certificate automatically renews into a standard 12‑Month Certificate at the prevailing rate; credited dividends become part of principal. Limited-time offer. Cannot be combined with any other offer. Subject to change without notice. Other restrictions may apply. Federally insured by NCUA.
Serving anyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties.