Escondido Branch: Temporarily Closed 
We're sorry for the inconvenience. The onsite ATM is still available and accepts deposits. We'd be happy to serve you at our San Marcos branch, the closest to this location, at 140 Knoll Rd, San Marcos, CA 92069, or call us at (877) 495-1600. 

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Membership & Benefits

Join Cal Coast and Live a More Prosperous Life 

Becoming a member of Cal Coast Credit Union is easy and rewarding. If you live or work in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties we welcome you to join today by opening an account or applying for a loan - it's that easy!

Benefits Far Beyond Banking 

Being a part of Cal Coast doesn't just mean incredible rates on loans, mortgages and credit cards - it's receiving unparalleled service every time you call our member service center or walk into a branch, it's access to free personalized financial coaching - it's opening the doors to a world of perks and benefits for your personal and professional life. There's nothing more fulfilling than joining a community of like-minded people that value education, living comfortably and giving back. 

Member Perks

Financial Wellness

Financial Workshops
Learn More

From one-on-one coaching to monthly webinars, Cal Coast works hard to provide constant and valuable financial wellness programs and education for our members and the community. 

Referral Program

Coast into Cash
Learn More

Refer a friend, family member or co-worker to Cal Coast and we'll reward you in the form of cash!

  • Refer a friend
  • Referral becomes a member
  • Both get rewarded

Online & Mobile Banking

Online & Mobile Banking
Learn More

We're all about providing you with convenient and remote access to your accounts, wherever you are. 

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Coast into Cash Member Referral Program

Earn up to $500 per year!

Get rewarded for sharing Cal Coast with your friends and family. For every successful referral, you'll get $50 and they'll get $50! It only takes a few seconds to refer and your friends can sign up online in minutes.1

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About Us

Cal Coast Cares Foundation

Since its inception in 2015, the foundation has awarded over $1,000,000 in scholarships and grants! This year, we are proud to be awarding an additional $260,000 in scholarships to deserving college students, graduating high school seniors and foster students who are in, or have been in, the foster care program in San Diego or Riverside counties to pursue accredited degrees. The Foundation also supports local educators through grants for classroom projects. 

Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, and San Bernardino Counties. A one-time $5 membership fee and savings account required. Cannot be combined with any other offer. Restrictions apply.

1. Referring Members: To qualify for the $50 referral incentive bonus, the referring member must be an existing, active Cal Coast Credit Union member in good standing. The referred member must be a new member to Cal Coast Credit Union, open a separate membership account which includes payment of a one-time $5 membership fee, and meet the membership and account eligibility requirements. Bonus limits: a) $50 max referral bonus per referred member, b) $500 max total annual referral. Referred Members: To qualify for the $50 referral incentive bonus, the referred member must be a first-time new member, meet membership and account eligibility requirements, be at least 13 years old, and open a checking account with eStatements, plus deposit and maintain at least a $50 balance in the checking  account, and one of the following: enroll in Digital Banking, use Bill Pay, or set-up Direct Deposit.
Tax Reporting and Liability:
All referral bonuses are paid to the savings account within 3 business days of the criteria being met. All referral bonuses are considered interest, subject to tax, and will be reported on IRS Form 1099-INT.
Additional Promotion Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be joint on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in Cal Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Limited time offer. Terms and conditions subject to change without notice and promotion may be discontinued. Learn more at calcoastcu.org/refer. Membership and credit subject to approval. Visit calcoastcu.org/membership-benefits/ for membership eligibility.

Contact Us

Have questions? Want more information? We’re more than happy to get in touch.

We look forward to hearing from you!

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