Online Banking

Cal Coast is all about your convenience

Online Banking makes it easy to manage your money wherever you have access to the Internet. A personalized dashboard lets you track information in a snap. Plus, a powerful search feature helps you find what you're looking for fast and easy.

Track finances with budget tools, make external transfers, and view balances, history, checks and eStatements. Activate, freeze, or block your credit or debit cards with Card Controls. Get helpful alerts even download account information to Quicken®

Steps to Enroll

  1. Click here to enroll.
  2. Select a security phrase, picture, username and password.
  3. A temporary one-time security passcode will be sent to the phone number you've entered. This passcode will expire in 10 minutes. You may also activate your online banking service by calling (877) 495-1600 or visiting a branch for assistance.

Visualize your full financial picture with Coast Money Manager

Coast Money ManagerTM is a free money management tool that empowers you to take control of your finances and simplify your life. Coast Money Manager gathers and categorizes all of your money and is conveniently located in online banking and mobile app. With Coast Money Manager, you can visualize where you’re spending, create budgets, set goals and track your progress.

Take a test drive now

Sign into Cal Coast Online and click on the Budgets & Reports tab or download the Cal Coast Mobile app and click on Coast Money Manager.

Account Aggregation

Coast Money Manager aggregates all of your accounts in one convenient location from over 10,000 financial institutions.

Expense Tracking

Gain powerful insights on where, when, and how you spend. Coast Money Manager automatically categorizes & tracks spending from all your accounts which can help you create budgets based off your actual spending, income, debts, and expenses.


Coast Money Manager lets you visualize and interact with your budgets in a meaningful way. Coast Money Manager’s bubble budgets represent the budget size of each category and allow you to quickly identify the budgets that need the most attention.

Financial Goals

Whether you’re planning on paying off debt or saving for retirement, the Goals tool can help you set a goal and see how close you are to achieving it.

Bill Pay

The days of envelopes and stamps are long over. Our free online Bill Pay lets you pay bills online, anytime, anywhere - even from your mobile device1. Just log in to pay bills, manage your payees and accounts, view recent and upcoming payments, change payment options, and more.

Worry about late payments no more!
  • We’re quick to make your payments — as early as the next day — so your money will be withdrawn from your account on the due date you selected
  • Our Payment Guarantee2 ensures Cal Coast will pay any late payment related charges (up to $50) as long as you scheduled the transaction in accordance with Bill Pay's terms and conditions
Schedule bill reminders and recurring payments.
  • Schedule bill reminders and payments
  • Set up recurring payments
  • Review payment history


Why wait for the mail? Why shred documents or worry about someone grabbing your private account information? Receive your monthly account statements via online or your mobile device — safely and securely.

Private. Protected. Free.
  • View your confidential Cal Coast financial records with eStatements
  • Stop worrying about identity theft or financial fraud


One of the best ways to keep your money happy — and yourself — is to stay informed about transactions on your account. Thanks to Alerts, you can.

Tell us where to contact you.

Alerts are free electronic messages that keep you up to date on and help protect against fraud. They can be sent to multiple emails and cell phone email addresses (link to the cellular phone email address section in the Alerts FAQs.1

Choose when and what you want to know.

Simply choose which Alerts you’d like to receive and Alerts will monitor your account activity2 throughout the day and notify you when:

  • Your available balance is below an amount you specify
  • A loan payment is due
  • Your account is affected by a NSF, Debit Card Courtesy Pay or Overdraft Transfer
  • A direct deposit has posted to your account
  • A withdrawal exceeds an amount you choose
  • A check has posted
  • An ATM withdrawal or debit card purchase exceeds an amount you choose
  • A large credit card purchase was made
  • Your address or email address has been changed

External Transfers

The External Transfer feature in Cal Coast Online makes it easier than ever to transfer money between California Coast and your other financial institutions. You can make a one-time transfer, set up future transfers and make recurring transfers or payments to a loan. That’s super convenient especially if you share an account with your child, parent, spouse, etc. Add some convenience to your life.

Get Started Today

First, log into or sign up for Cal Coast Online. Go to the Transfers tab, click on External Transfers, then Add External Account. For your security, you may be prompted to validate your identity by calling us at (877) 495-1600. Otherwise, you'll receive a one-time security passcode by phone or text that you'll use to validate your identity.

  1. Enter the account info from the other financial institution.
  2. Select a nickname.
  3. Enter the Routing, Transit Number, Account Number.
  4. Choose Checking or Savings.
  5. Verify accounts by using the micro deposits sent to the accounts to be used. Quick Tip - For recurring transfers, set the expiration date 1 day past your last transfer.
  6. After verifying your accounts, you are now able to set up a transfer or payment to a loan.
  7. Select the amount and frequency of transfers.

1Check with your wireless provider to determine if data and text messaging rates apply. To use Cal Coast Mobile, you must first be enrolled in Cal Coast Online.

2We will bear the responsibility for any late payment related charges (up to $50) should a payment arrive after its due date as long as you scheduled the transaction in accordance with Bill Pay's terms and conditions.

3Alerts received as text messages on your cellular phone may incur a charge from your cellular phone service provider. The credit union will do its best to provide Alerts in a timely manner with current information but Alerts may be delayed or undeliverable due to a variety of factors beyond our control (such as network outages or returned email.) We do not guarantee the delivery of Alerts.

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

Not a Cal Coast member? Join now or learn more!

We look forward to hearing from you!

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