Benefit & Connect

California Coast Credit Union is San Diego’s oldest financial institution, serving our members’ best interest since 1929.

What Makes Us Unique

Friendly staff, more branches than any other local credit union and most area banks! California Coast is wherever you are around town, with convenient ATM access, FREE mobile and online banking, and so much more.


Over 80 locations

You’re welcome at 22 California Coast branches, most with Saturday hours, and 60 additional shared branching locations in San Diego and Riverside counties.


FREE ATM access

On the road? Access your money at 30,000 CO-OP ATMs nationwide including many 7-Eleven locations, with over 600 ATMs locally.


FREE mobile banking*

Connect to your accounts, make deposits, pay bills, transfer funds and more, on your iPhone, iPad, and Android — anytime, anywhere.


FREE online banking

Manage your account and your money from any computer, tablet or mobile phone — and that’s just for starters. Get customized alerts, access eStatements, and check out budgeting tools and spending reports around the clock.


FREE bill pay

Stamps are so yesterday! Pay bills electronically and get payment reminders — so you never miss a payment again!


FREE phone banking

With CoastLine, just pick up the phone to check account balances, make loan payments, transfer funds, and more.

What's In Store For You

We’re more than happy to help you with everything you need to plan, grow and reach your goals.

  • FREE Checking with eStatements, Checking with ID, theft protection and high-yield checking
  • Savings and money market accounts, certificates and IRAs
  • Auto, motorcycle, RV, boat and RV Toy loans
  • Home loans and home equity lines of credit
  • Visa® Platinum Choice Rewards
  • Business accounts
  • Investment services
  • Complimentary financial counseling and no-cost workshops
  • Extra benefits!

Plus, all these member only perks!

A FREE gift is in the bag!

Experience the benefits of the credit union and walk away with a Cal Coast bag when you and a friend or family member become a member and open a new loan. Great for the beach and shopping — and eco-friendly, because you can use it over and over! Become a member today.

Drive off with a great deal.

Get a great deal on a new or pre-owned vehicle with New Cars Inc. (NCI), our auto buying service just for members. For over 25 years, NCI has been saving our members time and money. Check out weekly auto specials and pre-owned inventory.

Save with Sprint.

Through our partnership with Invest in America, receive a 10% discount for personal Sprint accounts or 15% discount on business accounts on your existing Sprint bill or a new activation.* Activation and upgrade fees are waived, plus get discounts on accessories. Start saving.

Get affordable long-term care insurance.

We’ve partnered with Capstone LTC Insurance Services to provide you with a tailored comparison of policies from different insurance companies, so you can easily find the best insurance to meet your needs. Find your policy now.

Tap into top financial advice.

California Coast Financial Services is at your service to help you achieve your financial goals, today and tomorrow.** Get advice today.

Get peace of mind

With Auto, Home, Life and Accidental Death and Dismemberment Insurance (AD&D) offered through TruStage. TruStage is the brand name for products issued by, and programs made available through, CUNA Mutual Group, including CMFG Life Insurance Company and CUNA Mutual Insurance Agency, Inc. Learn more at

©CUNA Mutual Group, 2014 All Rights Reserved.

TruStage™ is a marketing brand used to identify products offered through CMFG Life Insurance Company and programs offered through CMFG Life insurance agencies to credit union members. CORP-1112-B43A

*Check with your wireless provider to determine if data and text messaging rates apply.

** California Coast Credit Union and California Coast Financial Services are not broker dealers and are not affiliated with LPL Financial. Securities offered through LPL Financial. Member FINRA/SIPC Insurance products offered through LPL Financial or its licensed affiliates.

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Why A Credit Union

Over a century ago, credit unions were born, when individuals began pooling their money together to make loans to one another at lower rates than traditional banks. Today, credit unions have evolved into full-service financial institutions with the same philosophy that started it all — “people helping people.”

Credit Unions Are

Banks Are

Credit unions are- Not-for-profit.

While banks are- In business to make a profit.

Credit unions are- Not in it for the money. Because we’re not-for-profit, any income is returned to you in the form of low or no service fees, lower rates on loans and higher deposit rates.

While banks are- Only interested in giving a share of the profits to investors.

Credit unions are- People working together to save money. We’re a financial cooperative, so our members pool their savings to provide low-cost loans and low-fee services to each other.

While banks are- A commercial business only interested in making a profit.

Credit unions are- Focused solely on our members’ best interests. Not ours.

While banks are- Accountable to stockholders and customers.

Credit unions are- Dedicated to serving only members.

While banks are- Open to the general public.

Credit unions are- Represented by a Board of Directors elected by members to represent the best interests of members. Each member is an equal owner.

While banks are- Investors are represented by a paid Board of Directors. Only investors have voting rights — not customers. Nor do customers have any rights in how the bank is run.

How to Switch

Become a member of the California Coast family in three easy steps!

Connect With Cal Coast

Follow Us

Keep up with happenings @ Cal Coast – follow us on Twitter! 

Featured Yelp

Great branch and customer service at this location. I preferred sticking with this branch instead of joining Navy Fed or USAA after joining the military. I've never had a problem here.

Read Other Yelp Reviews

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

Message from California Coast Webpage

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, California Coast Credit Union suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated please contact CCCU by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.



Message from California Coast Webpage

By continuing, you will be leaving the California Coast Credit Union website. Please note that we are not responsible for the accuracy, security, or content of other websites. We encourage you to review the privacy and security disclosures of all websites you visit.