Auto Purchase


Use a Cal Coast Auto Buying Service to purchase your vehicle and get up to 0.50% off your auto loan.2 Plus, we’re celebrating our 90th Anniversary with auto loan rates as low as 1.40% APR1 with discount!

Auto Purchase

Auto Purchase and Cal Coast Auto Buying Service

Get a Cal Coast auto loan and enjoy savings for miles.

For the best rates on auto loans in San Diego and Riverside, Cal Coast has you covered! Whether you're upgrading to a brand new car or looking at a used vehicle, financing your car loan at Cal Coast gets you behind the wheel—fast!

Here are just a few advantages to financing your car with Cal Coast:

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1APR = Annual Percentage Rate.

2Subject to credit and collateral approval. Advertised rate is our lowest Annual Percentage Rate (APR) and is effective 5/24/19 and includes a discount for using a Cal Coast Auto Buying Service (TrueCar or New Cars Inc). Rates are subject to change without notice. Vehicle loan rates with the TrueCar/NCI discount currently as low as 1.40% APR, depending on credit history, loan term and vehicle model year. The as low as rate applies to vehicle model years 2014 and newer. A 29 month loan with a 1.40% fixed APR would have monthly payments of $35.10 per $1,000 borrowed. If you use TrueCar/NCI, the discounted offer is good for purchases; rate discount subject to change or end without notice. To qualify for discount offer, you must use a Cal Coast Auto Buying Service (TrueCar/NCI) and either fund the purchase of a vehicle from the certified dealer listed on your Price Quote Certificate (Cal Coast TrueCar Savings Certificate) or purchase a new vehicle from New Cars Inc. and finance your purchase with California Coast. The TrueCar Price Quote Certificate must be generated no more than 90 days prior to your loan being funded. Your loan will originally be set up without the rate discount. After your loan agreement is signed and your vehicle purchase is complete, we will confirm that you qualify for the discount and apply the discount to your loan as of the effective date of the loan. Discount for all year models is 0.50% off of the approved interest rate for loan terms up to 5 1/2 years (66 months). Discount for all year models is 0.25% off of the approved interest rate for loan terms of 67 months and longer. Discounted rates are available for purchases and not valid for refinances and lease buyouts. Please allow ten to fifteen business days after funding for processing your purchase and loan discount.

390-day deferred payment option for qualified borrowers. Finance charges begin to accrue immediately and are repaid over the life of the loan. As a result, you may pay higher total finance charges on the loan than if payments began earlier. Restrictions apply.

Rates and terms are based on credit history, subject to credit approval and subject to change. Standard passenger vehicles only, no commercial vehicles or vehicles for hire will be considered. No Lemon Law buybacks or grey/salvage titles. Vehicles for commercial use or used to transport passengers for compensation, including but not limited to vehicles used as taxicabs or for ride-sharing, are not eligible. Other restrictions apply. Up to 110% financing available based on credit worthiness and model year. New: Manufacturer's Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), plus license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver's license and current insurance information are required at time of financing.

Auto loans as low as 1.40% APR with Cal Coast Auto Buying Discount
Drive happy with Cal Coast's low auto loan rates!

Take advantage of our Cal Coast Auto Buying Discount for more savings!

Learn More

Useful Tools & Services

We care about making it easier for you to buy a car or truck.

Auto Loan Rates

Auto Calculators

Auto Buying—How to Prepare

Update Your Auto Insurance Info

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Auto Buying Services

Auto Refinancing 

Life Savers!

I love California Coast because they helped me get my first credit card and refinance my car. They lowered my interest rate from 16.64% to 4.98%. They helped me save $2,300. They're real life savers!


Manuel V.

valued member

We always have your best interest in mind. It shows in everything we do.

Our members are our most valuable asset. That’s why everything we do — from the accounts, loans and rates we offer, to the personalized caring attention we provide — is designed to help you to achieve your goals.

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