Merchant Services

Take good care of your employees and customers with our payroll and payment processing services. Ready to get started? We offer Instant Merchant Accounts (IMA) that are completely self-driven completed in minutes online. Enroll today with an IMA or contact us to get in touch with a live agent. 

Payroll, HR and Benefit Services

We've partnered with Newtek, a total business services provider with more than 20 years of experience serving businesses both large and small. Like Cal Coast, Newtek takes a relationship-driven approach to helping business owners grow sales, reduce costs and minimize risk. We offer a secure, web-based solution perfect for small to mid-sized businesses.

  • 24/7 support from a dedicated account representative
  • Real-time reporting and employee self-service options
  • Checks, direct deposit, pre-tax plans and worker's compensation services
  • Tax management and filing
  • HR consulting and on-boarding solutions
  • Training and performance management
  • Job applicant tracking, time and attendance, and open/ongoing enrollment benefit services also available

Payment Processing

Electronic solutions for processing non-cash payments, both online and off.

  • Secure point-of-sale solutions for accepting all major credit, debit cards and ApplePay™
  • Take payments on the go with mobile card readers
  • Comprehensive e-commerce solution with 24/7 technical support
  • Electronic gift card and loyalty program
  • EMV-compliant equipment that exceeds regulatory compliance standards
  • Expertise in Payment Card Industry (PCI) compliance

New Instant Merchant Account (IMA)

Are you ready to enroll in merchant services today? Enroll today online in minutes for quicker processing so you can get started faster. 

For more information on our Business Merchant Services, contact Cal Coast Business Services Officer Angel Nolasco at anolasco@calcoastcu.org or (877) 495-1600, ext. 6399.



Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.