Merchant Services

Take good care of your employees and customers with our payroll and payment processing services.

Payroll, HR and Benefit Services

We've partnered with Newtek, a total business services provider with more than 20 years of experience serving businesses both large and small. Like Cal Coast, Newtek takes a relationship-driven approach to helping business owners grow sales, reduce costs and minimize risk. We offer a secure, web-based solution perfect for small to mid-sized businesses.

  • 24/7 support from a dedicated account representative
  • Real-time reporting and employee self-service options
  • Checks, direct deposit, pre-tax plans and worker's compensation services
  • Tax management and filing
  • HR consulting and on-boarding solutions
  • Training and performance management
  • Job applicant tracking, time and attendance, and open/ongoing enrollment benefit services also available

Payment Processing

Electronic solutions for processing non-cash payments, both online and off.

  • Secure point-of-sale solutions for accepting all major credit, debit cards and ApplePay™
  • Take payments on the go with mobile card readers
  • Comprehensive e-commerce solution with 24/7 technical support
  • Electronic gift card and loyalty program
  • EMV-compliant equipment that exceeds regulatory compliance standards
  • Expertise in Payment Card Industry (PCI) compliance

For more information, contact Cal Coast Business Services Officer Angel Nolasco at or (877) 495-1600, ext. 6399.

Membership and credit subject to approval. Serving everyone who lives or works in San Diego or Riverside counties. A one-time $5 membership fee and savings account required. Restrictions apply.