Member Referral Program

Share the Cal Coast love and get rewarded in a big way. Earn up to $5001 cash just for spreading the word!

Refer friends. Celebrate community. Get rewarded.

At Cal Coast, we believe great things are meant to be shared, like lower fees, competitive rates, local service, and a banking experience built around people, not profits. When you refer friends, family, coworkers, neighbors, or anyone who deserves better banking, you’re helping them join a credit union that puts their financial well‑being first.

And now, you get rewarded in a big way.
Earn up to $5001 in cash just for spreading the word!

How It Works

Sharing is easy and rewarding.

  1. Invite someone you care about to join Cal Coast using your unique referral link.
  2. When they open qualifying accounts and meet simple requirements1, you both get rewarded.
  3. Keep referring! You can earn up to $5001 in extra cash as your rewards stack up.

Why Your Friends Will Thank You

Becoming a Cal Coast member opens the door to:  

  • Free Checking with eStatements including a secure Debit Mastercard®
  • Get your paycheck early2
  • Free financial tools and guidance 
  • Access to 30,000+ fee‑free ATMs nationwide 
  • Friendly, local service from a trusted credit union 

Start Referring and Start Earning

Ready to put extra cash in your pocket and help the people you care about coast into better banking?

Spread the word. Share your link. Get rewarded.

A Membership with Built-In Security

  1. Referring Members: To qualify for the $50 referral incentive bonus, the referring member must be an existing, active Cal Coast Credit Union member in good standing. The referred member must be a new member to Cal Coast Credit Union, open a separate membership account which includes payment of a one-time $5 membership fee, and meet the membership and account eligibility requirements. Bonus limits: a) $50 max referral bonus per referred member, b) $500 max total annual referral. Referred Members: To qualify for the $50 referral incentive bonus, the referred member must be a first-time new member, meet membership and account eligibility requirements, be at least 13 years old, and open a checking account with eStatements, plus deposit and maintain at least a $50 balance in the checking  account, and one of the following: enroll in Digital Banking, use Bill Pay, or set-up Direct Deposit.
    Tax Reporting and Liability:
    All referral bonuses are paid to the savings account within 3 business days of the criteria being met. All referral bonuses are considered interest, subject to tax, and will be reported on IRS Form 1099-INT.
    Additional Promotion Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be joint on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in Cal Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Limited time offer. Terms and conditions subject to change without notice and promotion may be discontinued. Learn more at calcoastcu.org/refer. Membership and credit subject to approval. Visit calcoastcu.org/membership-benefits/ for membership eligibility.

2. Direct Deposit may be credited up to 2 business days prior to the designated payment date if provided by the payer. Actual deposit date is not guaranteed.

Membership and credit subject to approval. A one-time $5 membership fee required. Visit calcoastcu.org/membership-benefits/ for membership eligibility. 

Contact Us

Have questions? Want more information? We’re more than happy to get in touch.

We look forward to hearing from you!

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