What Do I Get?

A ton. Ignition’s program is full of the accounts specially mixed to help you start up your financial life. It’s everything you need to:

Use Your Money
Checking Accounts

Save Your Money
Savings and Certificate Accounts

Use Your Money

Checking Accounts

The best way to start up your financial life is with a checking account. Whether you have a job or an allowance, our No Fee Checking Account is the key to using your money.

No Fee Checking
Keep your money safe, and easy to get to—tap into your account from your cell or laptop anytime, 24/7. With no monthly cost, or any fees for each check you write, No Fee Checking is loaded. You get:

  • No minimum account balance requirement
  • No monthly service charge or per check fee
  • Free Gold Debit Mastercard® with PayPass— a convenient debit card
  • Free Cal Coast ONLINE banking
  • Free CoastLine telephone banking
  • Access to over 700 fee-free local CO-OP ATMs and 28,000 ATMs nationwide, including many 7-Eleven® stores
  • Direct Deposit—your paycheck goes straight into your account

eAllowance electronically deposits your allowance into your account. Your parent/guardian can choose:

  • Automatic transfers monthly, bi-weekly or weekly
  • Transfer from their account to yours inside online banking -- Cal Coast ONLINE

* Everyone who lives or works in San Diego or Riverside Counties can join. To establish membership, all it takes is a one-time $5 membership fee and a savings account. Parent or guardian consent required before opening accounts or card services for age 16 and under.

Save Your Money

Savings and Certificate Accounts

You can never start saving too early—whether it’s for next year or next weekend. Ignition has lots of savings options for you to choose from.

Savings Account
Put a few bucks away
It only takes $25 to get going with a savings account and a one-time $5 membership fee to become a California Coast Credit Union member. This account makes saving easy with:

  • No monthly service charges
  • No fee to cash checks
  • 24/7 access through CoastLine, Cal Coast ONLINE banking, or over 700 fee-free local CO-OP Network ATMs

Some fees may apply to members 18 years and older.

Youth Certificate Account
Lock up your dough, earn more interest
Start with at least $100 and put away some bucks each month. And you can earn awesome rates on flexible terms - anytime between 3 months and 2 years.

$3,000 maximum certificate amount. Dividends may be withdrawn at any time without penalty or added to principal. Penalty for early withdrawal of principal.

Coverdell Education Savings
Save up for school
Get a head start saving for college with a Coverdell Education Savings Account. You or your parents can drop in up to $2,000 each year until you’re 18, and you’ll be on your way. Get your money out—including the dividends we pay you—tax-free if you use it for elementary, high school or college.

Account funded by non-deductible after-tax dollars.

Your savings accounts are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency.